Superannuation

NZ Herald 29 April 2017

Q&As: Binary options scam victim wants to warn others; Scammers can fool anyone; Reader’s suggestions for couple in 60s and broke; Hard to stop ‘dole bludgers’; Superannuitant objects to being called a beneficiary.

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NZ Herald 22 April 2017

Q&As: Couple in their 60s could still get back into home ownership — helped by KiwiSaver; Rest home subsidy rule unfair, but not easy to fix; Benefit helped reader turn around his life; NZ Super recipient shouldn’t pick on beneficiaries.

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NZ Herald 15 April 2017

Q&As: Best long-term investment for entrepreneurial teen; Reader aghast that beneficiary can keep savings; Pictured foot is impressive; Grateful reader’s pension rises after reading column. Plus: Free online booklet about investment risks.

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NZ Herald 18 March 2017

Q&As: Trusts may no longer enable well off elderly to get subsidy; Possible trap for parents giving money to adult children; What KiwiSaver rules would change when under National plan; Partial KiwiSaver tax credit in year you turn 65 — or 18; Good reasons for using a credit card.

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NZ Herald 17 December 2016

Q&As: Many reasons why a winning active share fund won’t stay on top; Why do husband and wife’s funds perform so differently?; Offset mortgages more vulnerable than revolving credit loans; No plans for 2 big banks to follow others with offset mortgages; Do employers deserve praise for contributing to KiwiSaver?; Update on proposal to raise NZ Super age.

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NZ Herald 29 October 2016

Q&As: Why I won’t publish list of top-performing share funds; What happens to KiwiSaver at 65…; …but what if you’ve been in the scheme less than 5 years?; Bad news for travelling teacher about NZ Super eligibility.

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NZ Herald 15 October 2016

Q&As: Like it or not, retiree didn’t directly contribute to NZ Super he now receives; Buying leasehold property is for high risk takers only; KiwiSaver first home withdrawal rules much less than grant rules; Dividends beat bank interest, but riskier.

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NZ Herald 8 October 2016

Q&As: Perhaps we should celebrate a young man’s spending splurge; Don’t get rid of student loan, pay down mortgage; Dodgy share advice given to elderly couple; Think of NZ Super as insurance; Pension info there, but reader may have been distracted.

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NZ Herald 1 October 2016

Q&As: Retiree still wants to have fun in the markets; Whose tax rate should be used on a joint bank account?; Daughter should bring back house money from the UK gradually; Which banks now require notice for term deposit early withdrawals?; Should families get money if a person dies before getting any NZ Super?

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NZ Herald 24 September 2016

Q&As: 2 Q&As on keeping savings in KiwiSaver or term deposits during retirement; Small-town landlords face bigger rate bills; Is a reader envious of last week’s correspondent?; Alternative payment helps some recipients of foreign state pensions.

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