NZ Herald 13 July 2013
Q&As: Our population is getting older, but not as fast as a reader fears. How will it affect house prices?; Means testing of NZ Super not given high priority in new report.
Q&As: Our population is getting older, but not as fast as a reader fears. How will it affect house prices?; Means testing of NZ Super not given high priority in new report.
Tricky questions to ponder on the beach walk. Summer holidays — a time to look beyond what’s happening in your life over the next week or so. How about the next 40 years?
Q&As: Time to check a reader’s challenge about banks and gold; And let’s hear it from the reader himself; Why 1-person retiree households spend so much less than 2-person households; Should NZ Super be more for older retired people?; Income manipulation to get student allowances is now curbed; Not every reader agrees with aggressive ones.
Q&As: KiwiSaver first home help flexible — including the maximum income rules; Teacher should be in KiwiSaver even though he doesn’t get employer contributions; A bigot confesses; Banks label NZ Super — and help superannuitants — in different ways.
Q&As: NZ gets good value from many NZ Super recipients; How parents might help their adult children with the two items that cost more now; Last week’s correspondent should leave the country, or change their thinking; How to calculate KiwiSaver tax credit in your first year in the scheme; Some KiwiSaver providers help members with tax credit; A welfare payment by any other name…
Q&As: Reader could do with a re-think; Economist calls for in-depth look at NZ Super; Easy way to make KiwiSaver contributions; Should we use KiwiSaver money to repay student loans?; How about starting to charge interest on student loans?; 3 readers remember what tertiary tuition fees were like in their day.
Q&As: Reasonable and unreasonable expectations about NZ Super and people’s retirement savings; People need to think beyond their own needs, says reader; Better or worse then or now? Just different; Just how high are — and were — tertiary fees?; Oops! I got it wrong about foreign exchange and interest rates.
Q&As: One retired reader is fed up with a younger person’s attitude to superannuitants…; While another is amused, and thoughtful; Effect of a mortgage rate rise on house prices being underplayed; An overseas landlord must, by law, have an agent here; Bank gives wrong info on deposits into KiwiSaver.
Q&As: Should reader buy a NZ house now — while still overseas — or later?; 3 readers’ varying views on student loans; 2 readers seem to be a bit muddled about the new KiwiSaver tax credit.
Q&As: A reader’s 10 rules on property investment make good sense; 3 Q&As on the fairness of wealthier people using student loans; Was the word “renter” misused in last week’s column?; Research centre is looking into issues about overseas pensions and NZ Super.