NZ Herald 7 December 2013
Q&As: The problem with do-it-yourself annuities; Employee super schemes still offer annuities; How new tool helps you choose a KiwiSaver provider; 3 Q&As give advice to bankrupt couple from those who have been there.
Q&As: The problem with do-it-yourself annuities; Employee super schemes still offer annuities; How new tool helps you choose a KiwiSaver provider; 3 Q&As give advice to bankrupt couple from those who have been there.
Q&As: How fortnightly mortgage payments can help; New rules and info on KiwiSaver first home help; Pros and cons of bringing super to NZ from Australia.
Q&As: Retiree needs patience, but also needs to ask his adviser some hard questions; How assets would be valued if capital gains tax is introduced; Share investor’s success not quite so impressive when you look at how the whole market has performed; Raising NZ Super age would affect some more than others.
Q&As: Do older workers pinch jobs from young ones? And would new retirees spend up to avoid means testing?; Might a government force annuities onto KiwiSaver members?; How two landlords took a “nasty fall”; Is sexism raging in KiwiSaver?
Q&As: How one couple might pay no tax, and how that might be changed; A long-term perspective on shares and property; How compulsory KiwiSaver might — and might not — work.
Q&As: Our population is getting older, but not as fast as a reader fears. How will it affect house prices?; Means testing of NZ Super not given high priority in new report.
Tricky questions to ponder on the beach walk. Summer holidays — a time to look beyond what’s happening in your life over the next week or so. How about the next 40 years?
Q&As: Time to check a reader’s challenge about banks and gold; And let’s hear it from the reader himself; Why 1-person retiree households spend so much less than 2-person households; Should NZ Super be more for older retired people?; Income manipulation to get student allowances is now curbed; Not every reader agrees with aggressive ones.
Q&As: KiwiSaver first home help flexible — including the maximum income rules; Teacher should be in KiwiSaver even though he doesn’t get employer contributions; A bigot confesses; Banks label NZ Super — and help superannuitants — in different ways.
Q&As: NZ gets good value from many NZ Super recipients; How parents might help their adult children with the two items that cost more now; Last week’s correspondent should leave the country, or change their thinking; How to calculate KiwiSaver tax credit in your first year in the scheme; Some KiwiSaver providers help members with tax credit; A welfare payment by any other name…