Wellington and Christchurch dwellers big spenders and risk takers. So much for Aucklanders’ image as the big spenders, risk takers and owers of debt! Wellington and Christchurch dwellers are more inclined to put some of their savings into high-risk, high-return investments than Aucklanders, a recent survey shows.
Q&As: When to declare share trading profits; What to do if travel agent charges more for using a credit card; Different Visa rules in Australia, and how Visa operates.
Seize the chance: A great way to boost your savings. Also in this issue: From the Mailbox — Investment as retirement approaches.
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
Q&As: A letter to give a spouse who is mean with money; Where to get info on interest rates; Returns on share funds, and debt repayment.
Q&As: Tips for a 12-year-old on how to save; A revolving credit mortgage might be just the thing; One way to spot a leaky home.
Time is Money: A basic principle that helps you understand investing. Also in this issue: Great Debate — Revolving credit v traditional mortgages.
Burrowing into borrowing: Buying goods and services using credit cards or hire purchase can hurt your wealth. Also in this issue: Great Debate: Credit cards v EFTPOS.
Pay yourself first: A way to make it easier to save. Also in this issue: Great Debate — Renting v home ownership.