NZ Herald 28 March 2009
Q&As: History tells us to hang in there with shares; NZ Super rise on its way.
NZ Herald 21 March 2009
Q&As: Tips for retired couple whose interest income has halved; Savings accounts may pay more interest than term deposits — but take care; Tax on foreign shares seems tough in current environment.
NZ Herald 7 March 2009
Q&As: Don’t try to time markets. Stick with your regular retirement savings, although you may want to modify where you save; Teen’s worries are unfounded about how Dad’s income would affect KiwiSaver first home subsidy — but other subsidy issues still undecided; Tax-wise, it’s better to borrow for taxable activities than to buy a family home. Plus: Clarification on the taxation of interest on loans between family members.
The Investor 27 January 2009
Getting in and out of share market a losing strategy. Many people with share investments — including KiwiSaver and other funds that hold shares along with other assets — are probably eying the 37 to 39 per cent drops in the New Zealand, US and Australian share markets last year and considering taking flight to lower-risk investments. Don’t.
NZ Herald 6 December 2008
Q&As: Couple can afford to retire youngish, especially if they are willing to eat into their savings; Cash PIE not always a good substitute for a term deposit — but there’s another way to achieve reader’s goal using PIE tax advantages.
The Investor 11 November 2008
To hedge or not to hedge? There are two key questions around investing overseas: Should you do it? And if you do, should you hedge your investment, so it’s not affected by movements in the New Zealand dollar. The first answer is “Yes”. The second is trickier.
NZ Herald 4 October 2008
Q&As: A happy share investor, and how you might get out of shares if you need to in the current market; How does KiwiSaver mortgage diversion work for someone with a “2 + 2” contribution arrangement? Plus: Winners of the Herald book giveaway.
NZ Herald 24 May 2008
Q&As: Far from being “devalued”, bank term deposits are a good deal these days; Don’t bail out of funds that include shares, despite forecasts of lower long-term returns; No, last week’s comment on the non-deductibility of mortgage interest wasn’t wrong — 2 Q&As; Another option for last week’s correspondent is house-sitting.