Shares and share funds

RNZ Radio 27 February 2020

Active vs passive management of KiwiSaver and other funds
Why I disagree with result of recent debate on this:
– A bias in who took part?
– Passive funds will always be average — that’s fine
– Will the rise in passive management ruin the way the market works?

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NZ Herald 15 February 2020

Q&As:
– Reader plans to retire at 45
– Simplicity defends CEO’s colourful past
– Christmas grinch reports back on progress
– Scrap KiwiSaver and give the money to beneficiaries, says reader
– Hatch exec responds to Smartshares’ comments last week

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RNZ Radio 13 February 2020

Investors in shares — and most KiwiSaver investors — are doing “too well”
– Last year was exceptional
– Last decade was well above recent averages
– AND last decade was unusually “unvolatile”
– Don’t be lulled into thinking this will continue
– Shares are good investments, but…

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NZ Herald 8 February 2020

Q&As:
– Wife needs to be convinced she can enjoy retirement
– Beneficiary — an extraordinary saver — can take part in KiwiSaver
– NZ-based funds not subject to international tax issues
– 2 Q&As on how supervisors and custodians look after KiwiSaver and other fund investors

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NZ Herald 25 January 2020

Q&As:
– Reader can’t bring herself to enjoy her wealth …
– … While another reader has splashed out on an Italian holiday home
– 65+ reader is loving being in KiwiSaver
– How come passive funds are trading shares daily?
– ‘Passive’ KiwiSaver funds are not
– Is it better to invest in US index funds, with their lower fees?

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NZ Herald 14 December 2019

Q&As:
– “Merry (non-commercial) Christmas!” says reader
– Index funds — what are they and how to invest
– Could exchange-traded funds wreck how sharemarket works?
– KiwiSaver provider not up with play on 65-plus withdrawals
– One reader gives away all his NZ Super …
– … And another makes it easier for everyone to do that

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NZ Herald 16 November 2019

Q&As:
– What to do with a $200,000 Lotto win
– How does Inland Revenue handle Islamic banking?
– Drop in fund value explained
– 2 Q&As on handling charity donations after the donor dies
– Reader explains why millionaire could be aggrieved about NZ Super
– Another reader doesn’t buy my arguments on means-testing Super
– Is means-testing a far left idea?

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RNZ Radio 14 November 2019

Why are people not in KiwiSaver? – Part 2

Emails and texts from listeners:
– No income of her own
– Self employed
– Employer talked worker out of it
– Worries about investment
– Fees
– Ethical investing
– Too little money
– Too old
– Control of investments
– Don’t trust govt
– Lack of govt guarantee

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NZ Herald 2 November 2019

WOMEN AND MONEY

Q&As:
– A new kitchen might be best use of $15,000 no longer needed
– What can 66-year-old do to improve her situation? Maybe work longer
– How to find a suitable managed fund
– When lending to family, have a way to get your money out

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NZ Herald 19 October 2019

Q&As:
– Couple should make children their priority while the kids are young
– KiwiSaver gives children a good start, despite the lack of incentives
– Don’t blame bank for getting son’s KiwiSaver tax rate wrong
– Expanding the “cut back on gifts” idea to birthdays, Christmas and Mother’s Day
– Inflation tougher on superannuitants, but reader still has options
Plus:
– I’m doing two talks in Tauranga on November 3

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