Saving

The Investor 21 April 2012

Why a reader advises his son against KiwiSaver… …and why I disagree. A reader’s letter explaining why he’s advising his 18-year-old son not to join KiwiSaver has not convinced me.

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The Investor 24 March 2012

How to join the new debt cutting trend. We’re all living through three “great transitions”, said the keynote speaker at a recent conference. One transition is from West to East — with the growing emphasis on China and India, another is from analog to digital, and the third is from debt to saving. Let’s look more at that third transition.

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NZ Herald 17 March 2012

Q&As: No clear-cut answer on whether’s it’s better to slash debt or save for Christmas; The best way to make use of the student loan repayment bonus; Student loan holder living overseas is foolish to ignore his loan; What’s the point?

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The Investor 28 January 2012

Take action now to avoid bill blues next January. Ah, summer. Time for beaches, baches, barbecues — and facing probably the year’s biggest credit card bills, or even demands for payment from loan sharks.

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NZ Herald 15 October 2011

Q&As: Is it wise not to save because if you do you’ll lose some government subsidies — and to spend the money on cars instead?; Our chances of ending up in a rest home. And could there be insurance to cover the costs?; Last week’s “oily ragger” should do her own thing; No bargain is quite so good when you consider how much you really had to earn to buy it; Update on a reader’s predictions of NZ’s exchange rate and gold and silver prices.

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NZ Herald 28 May 2011

Q&As: Reader knows more about chemistry than savings schemes; Yes, KiwiSaver does rely on government favours to be attractive, but that’s okay; Timing of the tax credits in the next KiwiSaver year; Some KiwiSavers on total remuneration may want to take contributions holidays; When to bring UK inheritance to New Zealand.

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The Investor 23 April 2011

Savings growth is far from over at 65. I’m a bit hesitant to pass on this information, for fear that some readers might get the wrong message. But here goes. Just promise me you’ll read past the first half dozen paragraphs, okay?

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NZ Herald 26 February 2011

Q&As: Why 55-year-old Mum shouldn’t give up on home ownership; Important to save a little, even if you have a mortgage, to gain market knowledge over the years; Banks “are just like car dealers”; Will below-market share buyer lose it all in tax?

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The Investor 12 February 2011

So much for the “can’t afford to save” excuse. Practically all New Zealanders can save. If they want to. In the wake of the release of the Savings Working Group (SWG) report on February 1, various people have been saying that many New Zealanders just can’t afford to save. I don’t buy it — or should I say save it.

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