Q&As: Typical but rich women ask how to find an adviser; Does local government keep house prices up? And will they ever fall?; Let’s not have the government meddling in the housing market; Doing your homework doesn’t necessarily help share investment.
Q&As: Man who has made $3 million from shares; How much risk for a 53-year-old?; How good is advice from banks?
Q&As: 27-year-old overseas doesn’t need more than 4 rentals in NZ; Should more conservative 26-year-old get revolving credit mortgage?
Q&As: Shares v term deposits — it depends how much time you have; Short-of-cash millionaires should try to renegotiate their mortgage; When is a 2% penalty not 2%?
Can you get rich quick?: Only by taking big risks. Also in this issue: From the Mailbox — Spending in retirement.
Wellington and Christchurch dwellers big spenders and risk takers. So much for Aucklanders’ image as the big spenders, risk takers and owers of debt! Wellington and Christchurch dwellers are more inclined to put some of their savings into high-risk, high-return investments than Aucklanders, a recent survey shows.
One bad apple — New Zealanders are bad at diversifying. Most New Zealand shareholders are frighteningly undiversified. About 24 per cent of share investors own shares in just one company, and another 36 per cent hold shares in two to five companies, according to recent research by the stock exchange, NZX, and sharebrokers ABN AMRO Craigs.
Complexity of financial products no accident. Confirmation, at last, of what we’ve suspected all along: Providers of financial products may deliberately make them sound complicated.
‘His & Hers’ investment styles: How gender affects the way we invest. Also in this issue: From the Mailbox — Borrowing to invest, eg in a rental property.
Emotions and investing: The way we feel affects our investing in ways we are not aware of. Also in this issue: Great Debate — Term deposits v corporate bonds.