NZ Herald 23 July 2005
Q&As: Pay off rental property mortgage as you approach retirement; When is a capital gain taxable?
NZ Herald 9 July 2005
Q&As: Is geared rental property right for everyone?; Perhaps the woman last week should wait befoe buying a house.
NZ Herald 2 July 2005
Q&As: Should woman buy a home now, despite Economist warnings?; A couple explores housing options; House prices falling in Australia.
The Investor 28 June 2005
House prices should worry reader. I’ve just re-read an email from a reader, and it concerns me — especially in light of a recent Economist cover story. The reader put $80,000 into two rental properties six years ago, and it has turned into $255,000, “with very little effort on our part.”
NZ Herald 11 June 2005
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
The Investor 19 April 2005
The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
The Investor 5 April 2005
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
The Investor 22 March 2005
Rentals not necessarily as good as they seem. Rental property is sometimes an excellent investment. There, I’ve said it, for all those who reckon I’m anti-rentals! Often, though, rentals are not quite as good as people think — and not just because the tax breaks are over-rated, as I said in my last column.
The Investor 8 March 2005
Rental property tax breaks don’t amount to much. I don’t get it. Politicians and economists have been complaining lately that rental property has tax advantages over shares. It’s hardly a new claim. But what are these advantages — beyond depreciation, which is vastly overrated?
NZ Herald 19 February 2005
Q&As: Young couple take a break from work; Some other options for the couple in the column two weeks ago.