NZ Herald 11 June 2005
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
The Investor 19 April 2005
The inherent differences between property and share investments. There’s a fundamental difference between investing in shares and property, a reader says in an email. “With a stock there is always the risk of bankruptcy of the entity you invest in, and the investment you make becoming worthless,” he writes.
The Investor 5 April 2005
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
The Investor 22 March 2005
Rentals not necessarily as good as they seem. Rental property is sometimes an excellent investment. There, I’ve said it, for all those who reckon I’m anti-rentals! Often, though, rentals are not quite as good as people think — and not just because the tax breaks are over-rated, as I said in my last column.
The Investor 8 March 2005
Rental property tax breaks don’t amount to much. I don’t get it. Politicians and economists have been complaining lately that rental property has tax advantages over shares. It’s hardly a new claim. But what are these advantages — beyond depreciation, which is vastly overrated?
NZ Herald 19 February 2005
Q&As: Young couple take a break from work; Some other options for the couple in the column two weeks ago.
NZ Herald 5 February 2005
Q&As: Where to from here for 56-year-old rental property owner?; Should rich people be writing this column?
NZ Herald 22 January 2005
Q&As: Man with many rental properties does it the right way; Why do economists bother to make foreign exchange forecasts that are often wrong?
Holm Truths Summer 2004–05
Scattering the seeds: By diversifying, you reduce risk but not returns. Also in this issue: From the Mailbox — Some people over-save for retirement.
Holm Truths Autumn 2004
‘His & Hers’ investment styles: How gender affects the way we invest. Also in this issue: From the Mailbox — Borrowing to invest, eg in a rental property.