Borrowing is not all bad — it depends why we borrow. Reserve Bank Governor Alan Bollard has been telling us off because we keep raising our mortgage debt. But, from the individual’s point of view, how bad is that? It depends on why we borrow.
Q&As: The pros and cons of self employment and income splitting; Comparing shares with property is tricky; How movements in the dollar affect investment in international share funds.
Q&As: Share funds v rental property; Income splitting by the self-employed — is it OK?
Q&As: Don’t be rushed into buying an apartment; 2 Q&As on how student loans can be invested; A finance company has its say.
Q&As: Grandparents don’t need a trust to save for their grandchildren; New Zealand’s tax on capital gains is confusing; Depreciation on rental property.
Q&As: Should a youg woman put her savings into her rental mortgage or diversify?; How to get through to Inland Revenue; Take care when depreciating rental property.
Q&As: Risky to buy shares while waiting to buy a house; Is the gain on excess shares in an IPO taxable?; Rental property depepreciation and Inland Revenue.
Q&As: What chattels can be depreciated separately in a rental property?; Share trading and tax on capital gains.
Q&As: Pay off rental property mortgage as you approach retirement; When is a capital gain taxable?
Q&As: Is geared rental property right for everyone?; Perhaps the woman last week should wait befoe buying a house.