Getting out of investments. The importance of being able to get out of investments: Which investments are easy to cash up, and which are not; The costs of selling. The importance of not being forced to sell: Do a worst case scenario; The risks of borrowing to invest.
Q&As: House price fall not bad news for everyone; No thanks, Pete, I’ll skip your offer; Long-term landlord could lose nearly a third of value under CGT; Why the fuss, property investors?; Landlord happy to accept CGT; I misread last week’s letter, but the point is unchanged
Q&As: Dad misunderstands how best to contribute to children’s KiwiSaver accounts; KiwiSaver, 24, wonders whether to aim at first home or retirement money; How we blew our chance to adjust taxes for inflation; Further thoughts on inflation and the capital gains tax; Suggestion to ‘Caravan woman’ that she sells at least one rental property.
Q&As: Should readers put inheritance into a rental property?; Should another reader keep their rental or seek higher returns?; Property versus shares over the last 10 years; Couple in late 70s should reconsider shares — and their adviser; Reader perhaps overrates paying down mortgage.
Winning questions. The best 5 listeners’ questions are answered on air, and the questioners receive a copy of Mary’s new book. Their questions cover: Is house out of reach for couple in their 30s?; Ways to get value from your house in retirement; Which debt should you pay off first?; Couple worry about investing in Auckland apartment; How a beneficiary should handle an inheritance.