Q&As:
– Keep that money out of KiwiSaver, unless…
– Does Simplicity’s recent performance prove passive investing is no good?
– Last week’s couple may have been referring to house size
– Reader’s terrible experience with cross lease property
– Justifying NZX50’s inclusion of dividends
Q&As:
– Which type of housing will grow fastest in value? Who knows?
– Should all family members be with the same KiwiSaver provider?
– How to sign up children to KiwiSaver, and how to contribute to it
– Reader suggests alternative investment for 6-year-old with inheritance
– When older people can still get a mortgage
Q&As:
– When house seller can say “Take it or leave it” and when they can’t
– 3 correspondents on how long it will be before the share markets rally
– Mum with cancer questions her KiwiSaver withdrawal process
– Nice try, but this is not a way to get around KiwiSaver “total remuneration”
– Nothing new about currencies trying to avoid government regulation
Q&As:
– Why lower fees for retired KiwiSaver wouldn’t work
– I decline a challenge on market timing
– One reason to use a real estate agent
– How to test if a company is a scam
– Reader “sucked in” more than he realises
Plus:
– Talk on Mistakes Investors Often Make
Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility
Q&As:
– Financial adviser’s suggested plan is diversificraziness!
– Reader is wise to be cynical about two advisers
– Reasons not to invest in DGL after CEO’s sexist and racist comments
– 2 readers question role of auctions in house price rises
– Tale of a 1980s share club
Plus:
– Talk on Great Barrier Island
Would-be first home buyers giving up, and turning to shares
Canstar Consumer Pulse Report 2022:
– Fewer potential first home buyers
– They think it will take longer to save a deposit
– Fewer stay with family while saving, and fewer expect family help with buying
– Meanwhile, share investing grows, especially among younger people
Q&As:
– The safest place to park a huge inheritance
– Finance company pays more interest, but for a reason
– Don’t sit on house market sidelines, says reader
– When is a millionaire not a millionaire?
– A break for some superannuitants who had lived overseas
– It’s not just this column that can be shady!
Q&As:
– Sell before you buy a home, and rent in a new area
– Reader is unhappy with column layout
– Couple enjoy life, but still seek higher returns than in the bank
– 3 Q&As about NZ Super and overseas pensions
Q&As:
– Should 24-year-old save for retirement too, or just a first home?
– KiwiSaver works well for over 65s
– Should my advice to woman in 50s have been more conservative?
– Private education not recommended by Mum who sent her sons there
– Dilworth School a possibility for solo Mum’s son