Real estate buying and selling

RNZ Radio 17 November 2022

3 clever types of mortgages
But first: Christmas Gift Book Giveaway. How to enter

– Offset mortgages
– Redrawable mortgages
– Revolving credit mortgages
– Can you switch to one of these if you already have an ordinary mortgage?
– A great place for rainy day money

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NZ Herald 12 November 2022

Q&As:
– Does couple need to “use the equity” in their home?
– Subdivide and then sell, or rent out the old home?
– Buying and selling in the same market not so simple
– How to sell a property without an agent

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NZ Herald 5 November 2022

Q&As:
– Tips for student soon to start university — including “have fun!”
– Should granddaughter stop KiwiSaver while on leave?
– Banks “cavalier to consumers”
– Will you lose money permanently higher-risk KiwiSaver funds?
– Why moving funds is like moving houses

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NZ Herald 8 October 2022

Q&As:
– Getting out of share market is not wise
– Keep an eye on economic numbers — but not to predict share markets
– Did reader lose during KiwiSaver provider transfer?
– No, don’t cut your contributions!
– Reduce risk on spending money
– Should older investors stick with term deposits?
– 2 readers sing the praises of cross lease property

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NZ Herald 24 September 2022

Q&As:
– Keep that money out of KiwiSaver, unless…
– Does Simplicity’s recent performance prove passive investing is no good?
– Last week’s couple may have been referring to house size
– Reader’s terrible experience with cross lease property
– Justifying NZX50’s inclusion of dividends

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NZ Herald 17 September 2022

Q&As:
– Which type of housing will grow fastest in value? Who knows?
– Should all family members be with the same KiwiSaver provider?
– How to sign up children to KiwiSaver, and how to contribute to it
– Reader suggests alternative investment for 6-year-old with inheritance
– When older people can still get a mortgage

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NZ Herald 2 July 2022

Q&As:
– When house seller can say “Take it or leave it” and when they can’t
– 3 correspondents on how long it will be before the share markets rally
– Mum with cancer questions her KiwiSaver withdrawal process
– Nice try, but this is not a way to get around KiwiSaver “total remuneration”
– Nothing new about currencies trying to avoid government regulation

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NZ Herald 18 June 2022

Q&As:
– Why lower fees for retired KiwiSaver wouldn’t work
– I decline a challenge on market timing
– One reason to use a real estate agent
– How to test if a company is a scam
– Reader “sucked in” more than he realises

Plus:
– Talk on Mistakes Investors Often Make

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NZ Herald 11 June 2022

Q&As:
– Buy first home when it’s right for your family, not when the markets are right
– Make sure you get government KiwiSaver contribution — and go for low fees
– Where to get info on selling a property without an agent
– Reader is angry with what I’ve said about Bitcoin
– Tricky to choose term deposits, or mortgage terms, in these changing times
– Which fund for KiwiSaver money to be used for first home deposit?
– One way to understand how market falls affect your KiwiSaver balance
– Change KiwiSaver provider at any time, if you stay with same risk level
– How to cruise through market volatility

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NZ Herald 21 May 2022

Q&As:
– Financial adviser’s suggested plan is diversificraziness!
– Reader is wise to be cynical about two advisers
– Reasons not to invest in DGL after CEO’s sexist and racist comments
– 2 readers question role of auctions in house price rises
– Tale of a 1980s share club
Plus:
– Talk on Great Barrier Island

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