Psychology of money

NZ Herald 3 August 2013

Q&As: Reader’s shareholding success probably more luck than skill; There’ll always be renters, but that doesn’t mean we have to love landlords; Property investors with big debt take big risk — and why do they brag?; Older workers do take jobs from the young to some extent; KiwiSaver contributions not taken from redundancy pay; On quitting KiwiSaver to start a business.

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NZ Herald 16 March 2013

Q&As: Student loan question brings out the differences in a couple’s attitudes to money; 2 Q&As about making use of the student loan repayment bonus — which expires on March 31 — while students are still studying; Clarification of some tricky wording about student loans; A warning for couples: Relationship property agreements should not be DIY.

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The Investor 16 February 2013

Financial misbehaviour disappointing. Ironically, a survey on New Zealanders’ financial behaviour was released just days before Christmas — a time of much financial misbehaviour, when everyone’s saying, “I don’t care what it costs, I’ve just got to buy something for Uncle Fred.”

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NZ Herald 29 September 2012

Q&As: A couple of concerns about buying shares in the company you work for; Bank’s mortgage changes don’t look like profiteering; New graduate shouldn’t bypass KiwiSaver; 3 Q&As about gloomy predictions and investing in gold.

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NZ Herald 25 August 2012

Q&As: 3 readers are upset about morality and student loan repayment strategies; Is it better to take advantage of the student loan repayment bonus, while it lasts?; Low retirement spending figures challenged.

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NZ Herald 18 August 2012

Q&As: New research helps to answer whether couple in early 50s should worry about how much they are saving; KiwiSaver funds won’t be the next finance companies; Should young man overseas repay his student loan?

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NZ Herald 28 July 2012

Excerpt from Upside, Downside. This week and next week, this column will publish excerpts from a small book Mary Holm has written for the Reserve Bank called “Upside, downside: A guide to risk for savers and investors”. It will be given away free to the public in September. This column will tell you how to get a copy then. Today’s excerpts include an overview and an example of one type of risky investor behaviour. Next week we will publish further examples.

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NZ Herald 26 May 2012

Q&As: Reader dislikes “user pays” attitude and has a message for last week’s self-proclaimed bigot; Volunteers sought for overseas work and adventure; Why young person who has moved to Australia might want to keep contributing to KiwiSaver; Rules flexible for overseas KiwiSavers wanting to return to NZ to buy a first home; A bank seems to be listening.

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