NZ Herald 20 July 2013
Q&As: How one couple might pay no tax, and how that might be changed; A long-term perspective on shares and property; How compulsory KiwiSaver might — and might not — work.
Q&As: How one couple might pay no tax, and how that might be changed; A long-term perspective on shares and property; How compulsory KiwiSaver might — and might not — work.
Q&As: Our population is getting older, but not as fast as a reader fears. How will it affect house prices?; Means testing of NZ Super not given high priority in new report.
Q&As: Mother and son should probably go for the big trip; Reader confused — although not unhappy — with student loan rebate; Update on what’s happened to gold and silver prices; Type of mortgage would matter if bank defaults; Property and shares more alike than reader thinks; Diversification the best way; 2 more KiwiSaver providers that tell members about tax credit.
Q&As: Will new OBR policy mean banks can take money out of our savings accounts?; How risky are our banks?; Why NZ doesn’t insure bank deposits, and bank credit ratings; KiwiSaver providers that alert members about tax credit top-ups; Property prices can indeed plunge over mere hours — sometimes.
Q&As: One couple is happy with shares…; while another is happy with property; P lab clean-up not a minor thing; Why would anyone accept a low-ball offer?; Seeing an adviser not always the answer; In praise of KiwiSaver.
Q&As: A reader likes property because he has more control than over shares; Another reader prefers property for 7 reasons; How to calculate your return if your KiwiSaver — or other investment — has doubled; Now’s the time to add to KiwiSaver to maximize your tax credit.
Q&As: Does rental property have tax advantages over shares?; What happens if somebody wrongfully gets KiwiSaver tax credits while living overseas; Does it work to set up a family trust so your kids can get student allowances?
Q&As: Which is riskier, moving to a posher suburb now or waiting?; Retired man’s preference for shares may be riskier than he realizes; You can’t cash in KiwiSaver to buy Mighty River Power shares.
Q&As: Steer clear of foreign exchange trading; Pensioner should also steer clear of finance companies offering high interest; How you can avoid partial assets sales shares in KiwiSaver; Not saying “I told you so” about investing in gold; Buying a home still a good idea for couple in late 40s.
Q&As: Reader’s returns in the stratosphere; Bach reading reveals very long-term data on gold prices; To buy or not to buy when house prices look bubbly.