Property

RNZ Radio 2 February 2017

Is it wise to borrow to make a property or share investment?: What is leverage — a.k.a. gearing — and how does it work?; Pros and cons of using it; Why it’s wise to pay down your mortgage.

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NZ Herald 5 November 2016

Q&As: In retirement planning, first work out how long you’re likely to live; Did angry reader actually read my last column?; Another columnist and I battle it out over active v passive funds; Sometimes leasehold property works out well.

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NZ Herald 15 October 2016

Q&As: Like it or not, retiree didn’t directly contribute to NZ Super he now receives; Buying leasehold property is for high risk takers only; KiwiSaver first home withdrawal rules much less than grant rules; Dividends beat bank interest, but riskier.

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NZ Herald 10 September 2016

Q&As: Ethical investing can be effective — even if it’s not done perfectly; KiwiSaver tax credit continues if you’re overseas briefly; Deduction of overseas pension from NZ Super the only fair way.

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RNZ Radio 1 September 2016

How emotional thinking can get in the way of good investing. Understanding common reactions can help you guard against bad decisions. Reactions include: Responding to how things are presented; Sticking with the status quo; Responding to how things are named; Following the crowd; Emotional attachment; Being overwhelmed with information; Fear of regret; Not considering the whole portfolio.

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NZ Herald 6 August 2016

Q&As: Should couple sell Auckland rental now or keep it until retirement?; How to contribute something other than 3,4 or 8% to KiwiSaver; What happens when a KiwiSaver turns 65; ‘Good news’ letter a reminder to the young; Auckland too pricey? Try Dunedin; Update on KiwiSaver HomeStart grants.

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NZ Herald 23 July 2016

Q&As: Should we bail out of bank accounts if house prices plunge 40 per cent?; All bank accounts and term deposits affected if a bank fails; Thanks but no thanks to a suggested video; Share funds much safer than finance companies were; 65-pluser should stick with KiwiSaver given employer’s generosity.

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NZ Herald 9 July 2016

Q&As: Property upgrading sometimes works well, but not always; Was I paid for “advocating” a type of investment?; Unknown unknowns can hurt investors; Get on with property investing, regardless of the market.

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