Mortgages

NZ Herald 1 February 2014

Q&As: Still hope for first home buyer with 10% deposit; Profits from spec home best put into offsetting mortgage on own home; How KiwiSaver fund finder gets around shortcomings; Ideas for inexpensive family travel.

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NZ Herald 16 November 2013

Q&As: New KiwiSaver comparison tool gets around problems with fees; An acknowledgement, and a defence of my way of measuring share performance; Sorry, but you can’t deduct interest on your home mortgage.

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NZ Herald 26 October 2013

Q&As: Why a 5-year fixed mortgage rate might be better than a 3-year one; 5 Q&As — Ideas for couple who have been through bankruptcy: take in students, do phone surveys, get a live-in position, write e-books, babysit; Grammar granny strikes opposition; Employers should respond to job applicants.

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NZ Herald 19 October 2013

Q&As: Is there life after bankruptcy?; Tax on KiwiSaver not as bad as portrayed; Pay highest interest mortgages and other loans first; One reader dislikes my comment on grammar, but three support it.

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NZ Herald 12 October 2013

Q&As: A rule of thumb on which type of mortgage; Don’t take unnecessary gamble on house prices; When is a capital gain really a gain?; Some comfort for immigrant family on taxes; KiwiSaver for a mum at home with children.

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NZ Herald 24 August 2013

Q&As: 64-year-old should get rid of mortgage — and join KiwiSaver if she’s not already in; Capital gains tax valuation idea could cause problems; How changes to the KiwiSaver first home subsidy would work; Overseas grandson can’t join KiwiSaver.

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NZ Herald 6 July 2013

Q&As: Mother and son should probably go for the big trip; Reader confused — although not unhappy — with student loan rebate; Update on what’s happened to gold and silver prices; Type of mortgage would matter if bank defaults; Property and shares more alike than reader thinks; Diversification the best way; 2 more KiwiSaver providers that tell members about tax credit.

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NZ Herald 22 June 2013

Q&As: What a reader should do with her money now that she’s paid off her student loan; Does your KiwiSaver provider offer this service?; Share prices move faster than property prices, but does it matter?; Some property investors overlook cash inputs.

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NZ Herald 6 April 2013

Q&As: You can be regarded as being in a de facto relationship even if you don’t live together; Accountant gives bad advice on joining KiwiSaver; Paying extra off the mortgage versus saving outside KiwiSaver; 2 Q&As about young man who is NZ tax resident but still pays interest on his student loan; Reader’s student loan idea might work — depending on family dynamics.

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