Q&As: Mother and son should probably go for the big trip; Reader confused — although not unhappy — with student loan rebate; Update on what’s happened to gold and silver prices; Type of mortgage would matter if bank defaults; Property and shares more alike than reader thinks; Diversification the best way; 2 more KiwiSaver providers that tell members about tax credit.
Q&As: What a reader should do with her money now that she’s paid off her student loan; Does your KiwiSaver provider offer this service?; Share prices move faster than property prices, but does it matter?; Some property investors overlook cash inputs.
Q&As: You can be regarded as being in a de facto relationship even if you don’t live together; Accountant gives bad advice on joining KiwiSaver; Paying extra off the mortgage versus saving outside KiwiSaver; 2 Q&As about young man who is NZ tax resident but still pays interest on his student loan; Reader’s student loan idea might work — depending on family dynamics.
Q&As: Should student loan interest — for people overseas — be lower than mortgage rates?; Why parents let students run up loans, and then repay the loans for them; One way parents can help their adult child buy a home without losing the money to the child’s ex later on; How the new partner of a widow might get his share if they split up.
Q&As: Ways to keep a daughter’s partner’s hands off an inheritance if he leaves the daughter; Another provider of reverse mortgages; 2 Q&As on the pluses and minuses of reverse mortgages.
Q&As: Interest-only mortgages have major flaws; Another — good — approach to reverse mortgages; Are the banks ripping us off with reverse mortgages?; Spending certainly didn’t decrease for this new retiree; KiwiSaver contributions flexible.
Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver; Some thoughts about reverse mortgages; Alternatives to reverse mortgages; An end of year message.
Q&As: Child’s KiwiSaver account highly unlikely to shrink to zero; Family could do its own “reverse mortgage”; Some downsides of reverse mortgages.
Q&As: Reverse mortgages can work well, if you know what you’re doing; Where to get comparable info on KiwiSaver fees; A parent’s worries about KiwiSaver are probably unfounded.
Q&As: Fortnightly mortgage payments not all they’re cracked up to be; When the overnight money goes in and out of bank accounts; How to organize retirement savings; The downside of using rental property for retirement savings; Last week’s correspondent exaggerated his woes.