Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?
Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property
Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
Q&As:
– Time to get braver with KiwiSaver
– Good to raise fund risk level
– More on cutting funeral costs
– A trick to get around probate issues?
– Employees’ KiwiSaver money gets to provider much quicker now
– Why employer and employee KiwiSaver contributions differ
Ignoring the markets is good! Keep investing at the same pace regardless.
– Taxi driver’s story
– Research — regular investors do better
– What is dollar cost averaging, and why does it work?
– Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels
– Other advantages
Q&As:
– Be brave about daughter’s KiwiSaver
– Would this be fairer to withdrawing investors?
– A call for Contact Energy to be clearer
Plus:
– Upside, Downside: Risky behaviour: Failing to diversify within each type of asset
Q&As:
– One person’s waste of money is another person’s treasure
– Pick your period and you can make any point you want about shares
Plus:
– Upside, Downside: The one high-return, low-risk investment
Q&As:
– Skip the bought coffee and lunch, and retire with heaps more
– Stick with funds despite high term deposits rates
– Three Q&As on grandchildren and inheritances
Plus:
– Sorted Money Month
Which investment? And why cash funds might be best
– Email asks: 4.5% in bank or use KiwiSaver?
– Where to put short-term, medium-term and long-term money
– What are cash funds?
– How they compare with bank term deposits
– How to find a cash fund