NZ Herald 9 April 2011
Q&As: Bad experience with fund shouldn’t put you off KiwiSaver…; …Nor should low income; Way of getting around high-interest fixed mortgage not without risk.
Q&As: Bad experience with fund shouldn’t put you off KiwiSaver…; …Nor should low income; Way of getting around high-interest fixed mortgage not without risk.
Q&As: Executives of failed finance companies can’t get away with wearing the dunce’s hat; Beware “investment houses” offering 20-per-cent-plus returns; Why did long-term investment go backwards?
Q&As: Bank’s handling of a fee inquiry leads customer to switch banks; One good proverb deserves another; Should Gareth Morgan Investments be under more scrutiny? Plus: Meaningful Christmas gifts.
Q&As: Two readers are unhappy with ASB’s closing of some of its investment funds — with some justification, but only “some”; Another reader gives up on reading this column, claiming I am “inside the tent” with the financial industry.
Q&As: One reader is angry that ASB is closing the trusts he’s invested in, while…; Another reader sees it as a great opportunity to try a new investment strategy with term deposits; I might be a duck or a weasel, but I’m not a financial adviser.
Q&As: Other ways in which gold is risky; The difference between term deposits and bonds; Why is ING’s default KiwiSaver scheme cheaper than the very similar ANZ and National Bank schemes?; Readers offer some udder ideas on what to call Mum and Dad investors.
Q&As: Two readers’ bright ideas on how to negotiate with real estate agents; Everything you need to know about tax on PIEs, which include almost all KiwiSaver funds.
Q&As: Real estate agent objects to my suggesting people negotiate with agents; Brian Gaynor’s and my differing views on the best way to invest. Plus: Buy a KiwiSaver book for less than half price.
Q&As: Paying off mortgage — and getting rid of badly undiversified portfolio — are two great ideas; KiwiSaver can work well for student; Laying out the details on KiwiSaver exit fees; Buying shares directly from overseas broker cheaper in short run, but may not be wise.
Q&As: Some active share funds will do better than passive index funds, but it’s impossible to predict which ones; Don’t go chasing high-performing KiwiSaver funds — here’s how to choose your provider; Another index fund available in New Zealand; Fee-charging advisers don’t gain from putting clients in higher risk investments than they should.