KiwiSaver more flexible and generous than commonly thought. Two lesser known features of KiwiSaver make it more user friendly than many people realise. They could entice non-joiners into taking part in a scheme which — after all — they are helping to fund, as taxpayers.
Q&As: Advice on investment during retirement has worked for these readers; KiwiSaver contributions holidays will be easy to take; Reader dislikes last week’s answer on KiwiSaver fund performance.
Q&As: Reader wants a list showing how KiwiSaver funds have performed, but I won’t oblige; Why farmers mingle their work and personal expenses; More reasons why taxing families as one unit might harm more than it helps.
Q&As: 3 Q&As on whether New Zealand should raise GST and reduce income tax — including how some farmers cheat on their taxes, and whether we want to encourage people to work longer hours; Why KiwiSaver providers are highly unlikely to suffer the same fate as many finance companies.
Q&As: Would it be better to raise GST and lower income tax?; Possible raising of retirement age not a good reason to stay out of KiwiSaver.
Q&As: Stop worrying about money, says former spendthrift, now in his seventies; Employee KiwiSaver can do very nicely thank you if she or he has several employers; Let’s list the KiwiSaver good guy employers, rather than the others; Employer is confused by government’s planned KiwiSaver changes.
Article and then two Q&As about the Government’s proposed changes to prevent employers from paying less to KiwiSaver employees than to other employees.
Q&As: Average Joe Bloggs, sick of the rich and poor ripping off the system, seeks tax breaks; “Fair Go” television show overlooked three important points when criticising KiwiSaver for children.
Q&As: Why older people get a better deal from KiwiSaver, but younger people should nevertheless still join; Do interest-only mortgages qualify for mortgage diversion?