NZ Herald 9 May 2009
Q&As: Should fun be the deciding factor for 20-year-old’s savings?; 2 Q&As about topping up KiwiSaver accounts to get the maximum tax credit. Plus:Survey finds top KiwiSaver gripe is lack of information.
Q&As: Should fun be the deciding factor for 20-year-old’s savings?; 2 Q&As about topping up KiwiSaver accounts to get the maximum tax credit. Plus:Survey finds top KiwiSaver gripe is lack of information.
Non-KiwiSavers miss out because of misinformation. Sometimes it’s not so much what you don’t know but what you misunderstand that hurts you. That came through loud and clear in my recent reader survey about KiwiSaver.
Q&As: When investing in four funds is not necessarily better than investing in one; How employees can go about topping up their KiwiSaver contributions; Plus: “Too many providers” and other gripes of non-KiwiSavers who took part in a survey.
Q&As: It’s top-up time for many people in KiwiSaver; More ideas for couple having trouble affording their first home; 3 Q&As on the government’s new student loan repayment bonus.
Q&As: Tips on how to ease back into investing in share funds; Have I been too upbeat about the outlook for shares?; If the Dow Jones index is so bad, how come so many in the news media highlight it?; Auckland couple on $60,000 could buy a home if they really want to.
Q&As: First home buyers should be prepared to buy a “dump”; 2 Q&As on KiwiSaver help for first home buyers — including new information for non-employees and people going overseas. Plus: KiwiSaver book giveaway — be in to win!
Q&As: Changes to the KiwiSaver first home subsidy rules; Subsidy could suit couple well; Where to invest if you plan to go for first home subsidy.
Q&As: Don’t try to time markets. Stick with your regular retirement savings, although you may want to modify where you save; Teen’s worries are unfounded about how Dad’s income would affect KiwiSaver first home subsidy — but other subsidy issues still undecided; Tax-wise, it’s better to borrow for taxable activities than to buy a family home. Plus: Clarification on the taxation of interest on loans between family members.
Q&As: Couple approaching retirement should spend most of their savings on paying off their mortgage; Yes, you can get KiwiSaver tax credits as well as NZ Super; Reader who distrust government confuses KiwiSaver with NZ Super Fund; Was this column wrong last week about withholding tax on interest paid on a loan within a family?