Q&As: Wealth doesn’t have to equal filth — New Zealanders’ attitude to money may leave them more worried about financial issues; Take your pick between share fund managers who try to outperform the market and those who don’t; Members of work super schemes can do well by also being in KiwiSaver.
Q&As: Reader’s sad story about racing tips company; Horse breeder and racer gives his perspective on tips companies; When is a KiwiSaver cash fund not a cash fund?
Q&As: Steps a middle-income family can take towards buying their own home; Scams not always easy to spot; The presence of family trusts could prevent governments from means testing NZ Super; Has the worst already happened for kids in KiwiSaver?
Q&As: Several signs that company offering racing tips is not the path to riches; Managers of Westpac’s poorly performing KiwiSaver cash fund ask investors to be patient; Happy investor says “KiwiSaver rocks” — even though he’s too pessimistic over the future of NZ Super.
Q&As: KiwiSaver still great for children, even though the fee subsidy is gone; Now might be an okay time to get into a rental property — for family in the right circumstances; Should young retiree switch some savings into a share fund?; Two Q&As offer advice — on school fees and insurance — to woman with dying husband.
Q&As: Mother seeks advice on financial steps to take after husband is diagnosed with terminal illness; Investor in KiwiSaver cash fund hasn’t done as badly as he thinks; Happy landlord reaps rewards from treating tenants well; Advice from this column about loans within families has saved time for a reader time — and money for her parents.
Q&As: Many reasons why repaying home mortgage is better than investing in a rental property; Couple who haven’t heard from their KiwiSaver providers need to take initiative; Accountant passes on his tricks about how to keep track of KiwiSaver contributions.
Q&As: No use crying over split milk: Investor can still make use of 10-year rule; Not all landlords have a dream run with their tenants; How KiwiSaver returns are boosted; Do KiwiSaver contributions need inflation-proofing, and if so, how?
Time to top up KiwiSaver to make the most of the scheme. Mid-June is top up time for many people in KiwiSaver. If you don’t take action in the next week or two, you could miss out on up to a thousand dollars or so from the government.
Q&As: Another — much happier — take on being a landlord, compared with last week; 2 Q&As on how KiwiSaver works for a 64-year-old and a young man turning 18; KiwiSaver member who is trying to time markets should give up on attempting the impossible.