NZ Herald 15 December 2012
Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver; Some thoughts about reverse mortgages; Alternatives to reverse mortgages; An end of year message.
Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver; Some thoughts about reverse mortgages; Alternatives to reverse mortgages; An end of year message.
Q&As: Child’s KiwiSaver account highly unlikely to shrink to zero; Family could do its own “reverse mortgage”; Some downsides of reverse mortgages.
Q&As: Reverse mortgages can work well, if you know what you’re doing; Where to get comparable info on KiwiSaver fees; A parent’s worries about KiwiSaver are probably unfounded.
Q&As: Lessons from a bad managed fund investment; An older reader’s tips on money and life; Do parents commit their children to KiwiSaver if they sign them up?; Meaningful Christmas giving.
KiwiSaver thriving …especially among those in their twenties. KiwiSaver is thriving. Most people know by now that more than 2 million — over half the eligible people — are members. But a new report tells more. Far more people are now staying in the scheme after auto enrolment; many are switching from default schemes to something more suitable; and a full three quarters of New Zealanders in their early twenties are on board.
Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.
Q&As: Best websites for comparing banks; “Frugal ways die hard”; Winners of TV show may be in for a nasty tax surprise; KiwiSaver may not be the best spot for 21st present.
KiwiSaver’s flexibility is a plus… …up to a point. KiwiSaver is many things — mostly good. But I hadn’t thought of it as a type of insurance policy until recently, when I was talking to an authorized financial adviser in Christchurch.
Q&As: Make credit card repayment your top priority; Why KiwiSaver tax credit is not as good as some people think; Revolving credit mortgage could help some unhappy ANZ customers; Reader bombs out on gold, silver, dollar forecasts.
Q&As: Is now a good time to buy a first home?; KiwiSaver versus mortgage repayment trade-off for self-employed and non-employees; 2 Q&As about changes to ANZ mortgage conditions.