KiwiSaver

NZ Herald 6 April 2013

Q&As: You can be regarded as being in a de facto relationship even if you don’t live together; Accountant gives bad advice on joining KiwiSaver; Paying extra off the mortgage versus saving outside KiwiSaver; 2 Q&As about young man who is NZ tax resident but still pays interest on his student loan; Reader’s student loan idea might work — depending on family dynamics.

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NZ Herald 30 March 2013

Q&As: 2 readers tell of struggles for overseas students repaying student loans; Another reader explains why he let his student children run up loans and then helped to repay them; Confusion over changes to KiwiSaver employer contributions; Will a pre-nuptial agreement do the trick?; Can a parent draw up a Section 21 agreement for their adult child?

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NZ Herald 9 March 2013

Q&As: Your KiwiSaver account won’t always grow, if you’re not contributing; Inland Revenue sticks to its guns about employer obligations around KiwiSaver; 2 Q&As about trusts set up to protect inheritances from relationship property claims; Some thoughts about relationship property problems, including help with difficult conversations.

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The Investor 2 March 2013

KiwiSaver about to move into high gear. KiwiSaver — which has lurched around a few sharp bends in its short life — is about to shift up a gear. From April 1, the minimum employee and employer contributions will both rise from 2 to 3 per cent of pay.

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NZ Herald 2 March 2013

Q&As: What happens if new employer doesn’t take KiwiSaver contributions out of your pay; Property relationship idea not as good as it seems; How one reader contracted out of the Property Relationships Act.

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NZ Herald 23 February 2013

Q&As: Relationship property — when does the clock start ticking?; One way — plus a few others — that a mother could protect her daughter’s inheritance; Trusts not so cheap to set up; Should people get access to their money when KiwiSaver changes?

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NZ Herald 2 February 2013

Q&As: Interest-only mortgages have major flaws; Another — good — approach to reverse mortgages; Are the banks ripping us off with reverse mortgages?; Spending certainly didn’t decrease for this new retiree; KiwiSaver contributions flexible.

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The Investor 26 January 2013

Let’s not make KiwiSaver compulsory. The words “compulsory” and “KiwiSaver” seem to be appearing more and more often in the same sentence. I don’t like it — but I seem to be in the minority.

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