RNZ Radio 16 February 2017
KiwiSaver — heading into retirement and after you retire: What happens at retirement; 60–64 and not in KiwiSaver? Join!; What type of KiwiSaver fund?; Is a listener’s plan good?
KiwiSaver — heading into retirement and after you retire: What happens at retirement; 60–64 and not in KiwiSaver? Join!; What type of KiwiSaver fund?; Is a listener’s plan good?
Q&As: How much emergency money, and where should it be invested?; When it’s a good idea to keep your bank at arm’s length; Should young couple buy a home now, or wait and hope on prices and exchange rates?; Best way to compare KiwiSaver funds.
Q&As: Who earns the interest while money moves from bank to bank over holidays?; What is investment risk? And how to reduce it; Use savings to pay down mortgage.
Q&As: When you can take diversification too far; Where to invest in passive or index funds; Book is older than I thought; 2 letters from immigrants express their appreciation; 15 years later, advice has proved helpful.
KiwiSaver: Why some people aren’t in it (Part 3), and listeners’ questions about the scheme: Final reasons for not taking part in KiwiSaver; Conclusion — what are valid reasons?; Best way to contribute to KiwiSaver; Suggested changes to contributions holidays; Other listener questions about KiwiSaver.
Q&As: Many reasons why a winning active share fund won’t stay on top; Why do husband and wife’s funds perform so differently?; Offset mortgages more vulnerable than revolving credit loans; No plans for 2 big banks to follow others with offset mortgages; Do employers deserve praise for contributing to KiwiSaver?; Update on proposal to raise NZ Super age.
Q&As: Couple should get into KiwiSaver, and changes proposed for the scheme; Could the growing popularity of index funds mess up markets?; My comments on Brian Gaynor’s column about index fund investing.
Why some people are still not in KiwiSaver, or are on a contributions holiday — Part 2: A couple of pretty good reasons; Reasons that have some merit; Other.
Q&As: More pros and cons of KiwiSaver versus other investments; Paying down mortgage very effective after tax; Offset or revolving credit mortgage might suit reader; Meaningful Christmas gifts.
Q&As: Better to put savings towards mortgage than emergency fund; How to weigh up KiwiSaver versus other saving; Reader not stuck with KiwiSaver provider, but costly to move; Reactions vary on discussion about which indexes to use.