Coping with a falling KiwiSaver balance: What share market declines do and don’t mean; How much does a drop in shares affect KiwiSaver and other investors?; What you should do; Another way your balance could fall — interest rate changes.
Apprentices v graduates: The importance of starting to save early — How can 2 conflicting studies both be true?; How much difference 2 years makes to lifetime saving; Applying this to KiwiSaver; Taking inflation into account.
Q&As: ACC recipient wants to get the best out of KiwiSaver; Should extra savings go into KiwiSaver?; How much should go into ‘cool’ investments, such as bitcoin and flash cars?; How one reader in 20s approached the property ownership issue.
Q&As: Is it terrible to rent all your life rather than buy a home?; Young man wanting to buy a home should make the most of KiwiSaver; A real world example of a house price plunging; Clarification on last week’s letter about sole parent support from WINZ; Sorry, but we’re not getting into matchmaking in the column!
Q&As: The financial education that the banks don’t choose to give us; Will the KiwiSaver access age stay fixed to the NZ Super age?; Reader wants bigger grant for single daughter; 2 Q&As on tiny houses.
How to invest $10,000: Inheritance? A win? Goal achieved? Celebrate!; Repay high-interest debt; Emergency fund; Repay mortgage; Investment — how long? risk tolerance? In KiwiSaver?; Short-term; Long-term scared; Long-term brave.
Q&As: A way out for couple who seem to be deprived of KiwiSaver first home help; Shares v property 1 — each to his or her own; Share v property 2 — don’t follow the crowd and don’t pay too much; 2 Q&As on atheists and agnostics.
Q&As: KiwiSaver providers are poor educators (includes list of ethical KiwiSaver funds); No extra protection for KiwiSaver funds; Pros and cons of property v shares; The believer, the atheist and the agnostic.
Q&As: Couple can do better with big emergency fund; Is it worth it to renovate a house?; Student has share investing sorted; Another share investor enjoys his lattes.
Q&As: KiwiSaver and other managed fund investments protected from provider bankruptcy; How NZ shares have performed without the stars; Employee scheme helps reader double his share investment; Borrowing has big effect on property v shares; Property investors should remember improvements made; Hurry if you want to move to Whanganui!