The Investor 12 July 2005
Complexity of financial products no accident. Confirmation, at last, of what we’ve suspected all along: Providers of financial products may deliberately make them sound complicated.
The Investor 28 June 2005
House prices should worry reader. I’ve just re-read an email from a reader, and it concerns me — especially in light of a recent Economist cover story. The reader put $80,000 into two rental properties six years ago, and it has turned into $255,000, “with very little effort on our part.”
NZ Herald 7 May 2005
Q&As: A letter to give a spouse who is mean with money; Where to get info on interest rates; Returns on share funds, and debt repayment.
The Investor 8 February 2005
Higher returns don’t matter for the short term: They need time to work their magic. There’s more than one reason behind the old investment message that goes like this: If you need your money in just a few years invest your savings conservatively, but if you have a longer horizon take more risk.
The Investor 25 January 2005
How to cope with the topsy turvy share market. The value of worldwide shares in a certain industry grew more than 52 per cent in the year ending last October. Why didn’t we hear more about it? A clue might lie in the fact that the industry was information technology — infamous for its volatility.
Holm Truths Summer 2004–05
Scattering the seeds: By diversifying, you reduce risk but not returns. Also in this issue: From the Mailbox — Some people over-save for retirement.
Holm Truths Spring 2004
Investor beware!: How to spot a rip-off or scam. Also in this issue: From the Mailbox — Plans for single mother of 41.
Holm Truths Winter 2004
3rd big question: When? — How should you time your investing? Also in this issue: From the Mailbox — Where to invest while saving for a car.
Holm Truths Summer 2003–04
Time is Money: A basic principle that helps you understand investing. Also in this issue: Great Debate — Revolving credit v traditional mortgages.
Holm Truths Winter 2003
First things first: How much should you invest in bonds, shares, property and so on? Also in this issue: Great Debate: NZ v international shares.