Q&As: Market timing is upside down – but reader shouldn’t do it anyway; Another reader seeks advice on timing, plus switching KiwiSaver providers; Use bond funds, not balanced funds, in retirement; Have I followed my own financial advice?; A correction about percentages of retirees in long-term residential care.
Q&As: What is short selling, are index funds involved and is it risky?; Puzzling that real estate commissions haven’t fallen; Seller of unit needs to keep bright-line test in mind; Teachers’ pay huge compared to support staff.
Q&As: House prices do fall — plus what to do if you’re worried about new rateable values; Tips if you’re considering a tiny house…; …or a mobile home; Why I’m sticking with passive — or index — funds.
Q&As: Should teacher buy in Whanganui now so she can move there later?; Reader gets it wrong about share market index; Mixed bag of comments on shares v rentals.
Response to a listener’s challenge on index and active share funds: One of his examples argues against him; The other is a questionable choice; The issue of US vs NZ data; Long terms prove nothing; Why fees matter; Another reader asks what if everyone did index investing.
Q&As: Million-dollar savings goals do more harm than good; Retirement expectations rise and so should saving; Don’t like one housing forecast? Here are some more; Several NZ passive fund providers.
Q&As: Predicted house price fall no big deal for most; Older KiwiSaver may be okay in growth fund; “Ad for active investing” not so convincing; Forex trader’s record worrying.
Q&As: Index fund comparison inaccurate — and look how shares have grown!; Broke couple could share their house…; …or live on a boat; Beneficiaries entitled too; Paying for your rest home? Lucky you; Services for Seniors booklet tells all.
Q&As: When you can take diversification too far; Where to invest in passive or index funds; Book is older than I thought; 2 letters from immigrants express their appreciation; 15 years later, advice has proved helpful.
Q&As: Many reasons why a winning active share fund won’t stay on top; Why do husband and wife’s funds perform so differently?; Offset mortgages more vulnerable than revolving credit loans; No plans for 2 big banks to follow others with offset mortgages; Do employers deserve praise for contributing to KiwiSaver?; Update on proposal to raise NZ Super age.