Q&As:
– Is $4 million enough to retire on?
– Bank shares not the investment they were — but do banks need a break?
– Share investor has “No time for fund managers”
– Let teens make investment mistakes
– Insurance rip-off looks likely
Ignoring the markets is good! Keep investing at the same pace regardless.
– Taxi driver’s story
– Research — regular investors do better
– What is dollar cost averaging, and why does it work?
– Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels
– Other advantages
Q&As:
– Cutting back on spending won’t do the harm reader expects
– Not a good reason to avoid index funds
– So the market looks worrying? Stay put!
– 2 views on giving to grandchildren
– KiwiSaver withdrawal process angers reader
Q&As:
– Reluctant shopper passes on helpful tips
– Differences between ETFs and unlisted index funds — not huge
– A comment on capital gains tax
– A reader’ story: key messages over the years
25th anniversary of this column!
– Reflections on what we’ve looked at over the years
– Readers’ stories about how the column has helped them
Q&As:
– KiwiSaver “sidecar” emergency account would work well
– Even Buffett likes index funds
– Longer-term deposits usually pay more, despite current rates
– One reader wants all short-term deposits…
– … While another wants all long-term ones
– Correction
Unusual KiwiSaver investments
– What are aggressive funds?
– 7 unusual ones
– Who might want to invest in these?
Q&As:
– Australian share market moves like ours, despite industry differences
– One way to deal with Aussie shares if your partner dies…
– … And another
– Banks should teach their staff about laddering
– Is bank over-protective about credit cards?
Q&As:
– You don’t need to own a home to do well financially
– Get rid of Aussie shares says widower
– Reconsider insurance needs as your situation changes
– When switching KiwiSaver providers works best
Q&As:
– Share funds tend to perform better than DIY share investments
– Reader, 64, should keep working if that’s what it takes to keep her home
– A simple way to explain laddering term deposits to the bank