ACT’s good KiwiSaver idea — and the 2 KiwiSaver changes I most want
– ACT idea: $500 to every Year 11 student. Learn about investing. Reward at end.
– My change 1: Govt pays 3.5% KiwiSaver contributions for beneficiaries.
– My change 2: Sidecar KiwiSaver accounts to use in emergencies.
Q&As:
– NZ Super only for those who paid tax through their lives?
– A laugh and a controversy over 122-year-old in last column
– Help for non-homeowning couple, 57, who feel trapped and confused
– Easy mortgage calculations — monthly vs weekly payments
Q&As:
– Where to put money for new grandchild
– Could retiree be “forced” to sell shared land?
– How one family funded children’s uni
– Watching caravans turning!
– Sad story about selling house to neighbour…
– … and happy one
– Alternative to reverse mortgage
Plus:
– Appearance at Auckland Writers Festival
Q&As:
– How to keep inheritance out of relationship property
– 2 Q&As on living in a retirement village
– What’s wrong with so many New Zealanders?
– See you next year — and tips on getting your letter published
Q&As:
– Money long ago forgotten
– Couple in 70s should sell bach and live it up!
– Avoid dud funds in and out of KiwiSaver
– Aftermath of a fund closing down
– Bank acknowledges complaints
Q&As:
– Why rental property is not a great retirement investment
– What about commercial property?
– How to handle money when husband going into care
– Help available for the retired
– Rule of 72 — when debt doubles
Q&As:
– On benefits and inheritances
– Why share broker asks all those questions
– Charities make it too hard to give
– Landlords worse off than tenants?
– One landlord’s take on it all
– More landlords equal lower rents
– Thanks for running angry letter
Which government has been better for KiwiSavers?
– KiwiSaver at the start
– Bad changes — National-led governments
– Good changes — Labour-led governments
– 2025 Budget changes — winners and losers
Plus:
– Easy way to do hard quiz question
Q&As:
– Should rents be increased?
– … or capped?
– KiwiSaver for teens
– No KiwiSaver winners in Budget? — but better rates rebates
– Home help for the elderly
– 2 letters on health insurance excesses
– Reverse mortgage on an apartment?
Q&As:
– A different investment for retirement
– How costs of care affect retirement savings …
– … And one couple’s experience
Plus:
– The Stock Picking Game