NZ Herald 27 September 2025
Q&As:
– Money long ago forgotten
– Couple in 70s should sell bach and live it up!
– Avoid dud funds in and out of KiwiSaver
– Aftermath of a fund closing down
– Bank acknowledges complaints
Q&As:
– Money long ago forgotten
– Couple in 70s should sell bach and live it up!
– Avoid dud funds in and out of KiwiSaver
– Aftermath of a fund closing down
– Bank acknowledges complaints
Why it’s best to choose low-fee funds over high-performing funds
– But first: 10th anniversary of this segment coming up. Here’s how to win a book!
– Research shows 2024 was a great year for NZ-based world share funds…
– … and NZ share funds did well too
– But was your fund’s performance all that strong? Most funds did worse than the share index.
– Especially true with long-term returns
– Adjustments for survivorship bias — many funds closed down
– Conclusion: Outperformance doesn’t last. Choose low-fee funds.
Q&As:
– How rental market works in one apartment block
– … and in the whole economy
– Am I biased? And socialist?
Q&As:
– A different investment for retirement
– How costs of care affect retirement savings …
– … And one couple’s experience
Plus:
– The Stock Picking Game
Different types of debt. Also, money worries lead to less socialising:
– Different types of debt — some bad, some good
– More on credit cards — how not to use them
– More on buy now pay later debt — how not to use it
– Mortgage holders should concentrate on other debt
Also:
– Socialising is on the decline while the cost of living rises
Test your financial knowledge
– 7 questions to test your financial knowledge
– How to do test at your own pace, and get explanations of the answers
Q&As:
– How to be fair with gifts to children for home purchases
– When share investments might not do well over a decade
– Challenging a family trust distribution
– Why reverse mortgage interest rates are higher
– A mortgage fund versus term deposits
– Winners in book giveaway
Q&As:
– He quit KiwiSaver before the downturn, but what now?
– Conservative fund versus term deposits
– Finance company interest rates after Depositor Compensation starts
– Wisdom from her Scottish forebears
– An alternative to reverse mortgages….
– … and the 2 options compared
– WIN A BOOK!
Q&As:
– Slow down huge mortgage payments and live a little …
– … Similar for couple in 60s — spend that KiwiSaver
– Misunderstanding about reverse mortgages
– Is Warren Buffett’s company still best investment?
– 3 Q&As on Deposit Compensation Scheme — on timing, joint accounts, KiwiSaver
Q&As:
– Pensions available for ex-servicemen and women — and their partners
– A reverse mortgage can work well
– Reader dislikes house price falls
– 2 Q&As on budget of retirees who live on NZ Super and save…
– … and should they be getting allowance?
– 2 Q&As on spending in your nineties
– Is Super included in retirement spending “rules”?
– Don’t bail out of KiwiSaver in turbulent times