Q&As: The average New Zealander can’t afford to buy a house, or can they? The poor don’t stay poor; How one man keeps his costs down; Flaws with a tax parable? And a man living on $1,000 a year?; An investment adviser gives us inside info on commissions.
Q&As: Lessons from the Bible: Is borrowing bad?; Is luck or attitude the secret to wealth?; Sharebrokers shouldn’t always be expected to give ongoing advice.
Q&As: What to do about negligent adviser who recommended bad finance company investment; Do high earners pay too much of the tax burden?; Parable about why the highest taxed get the biggest tax breaks.
Q&As: Shares v term deposits — it depends how much time you have; Short-of-cash millionaires should try to renegotiate their mortgage; When is a 2% penalty not 2%?
Q&As: Don’t be rushed into buying an apartment; 2 Q&As on how student loans can be invested; A finance company has its say.
Q&As: 18-year-old should wait a bit before buying a house; Saving for the grandchildren — how much risk is good?; Rental property depreciation risks.
Q&As: Woman can get her dream property — if she makes some sacrifices; What does finance company gearing mean?; Who hears a will being read?
Scattering the seeds: By diversifying, you reduce risk but not returns. Also in this issue: From the Mailbox — Some people over-save for retirement.
3rd big question: When? — How should you time your investing? Also in this issue: From the Mailbox — Where to invest while saving for a car.