NZ Herald 15 December 2012
Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver; Some thoughts about reverse mortgages; Alternatives to reverse mortgages; An end of year message.
Q&As: The pluses outweigh the minuses when putting kids into KiwiSaver; Some thoughts about reverse mortgages; Alternatives to reverse mortgages; An end of year message.
Q&As: Child’s KiwiSaver account highly unlikely to shrink to zero; Family could do its own “reverse mortgage”; Some downsides of reverse mortgages.
Q&As: Reverse mortgages can work well, if you know what you’re doing; Where to get comparable info on KiwiSaver fees; A parent’s worries about KiwiSaver are probably unfounded.
Q&As: Lessons from a bad managed fund investment; An older reader’s tips on money and life; Do parents commit their children to KiwiSaver if they sign them up?; Meaningful Christmas giving.
Q&As: Is KiwiSaver the best place to save for a child?; KiwiSaver is flexible in retirement; 21st birthday money could be used to repay student loan — and get bonus; Gains, taxes and prizes; Another website offers info on banks; Tell your KiwiSaver provider how well they communicate.
Q&As: NZ gets good value from many NZ Super recipients; How parents might help their adult children with the two items that cost more now; Last week’s correspondent should leave the country, or change their thinking; How to calculate KiwiSaver tax credit in your first year in the scheme; Some KiwiSaver providers help members with tax credit; A welfare payment by any other name…
Q&As: Reasonable and unreasonable expectations about NZ Super and people’s retirement savings; People need to think beyond their own needs, says reader; Better or worse then or now? Just different; Just how high are — and were — tertiary fees?; Oops! I got it wrong about foreign exchange and interest rates.
Why a reader advises his son against KiwiSaver… …and why I disagree. A reader’s letter explaining why he’s advising his 18-year-old son not to join KiwiSaver has not convinced me.
Q&As: How to plan retirement savings if you don’t want to own a home; Family in last week’s column must have muddled their language a little; If you’ve lived in Australia, applying for NZ Super may not be straightforward.
Q&As: Government action needed to help out retirees withdrawing their KiwiSaver money; No tax when you take money out of KiwiSaver; KiwiSaver gets good and bad report cards, depending on your approach; 2 readers explain how they financially helped their student children.