Banking

NZ Herald 14 February 2009

Q&As: The possible perils of parents lending a mortgage to adult children; Tips on mortgage reduction from a mortgage broker; How mortgage borrowers could unite to force interest rates down; 2 Q&As on what happens to KiwiSaver money in retirement.

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NZ Herald 18 October 2008

Q&As: Everything you need to know about the government’s new deposit guarantee scheme; Under the new scheme, should we move our money from banks to covered finance companies?; Will KiwiSaver still be good for self-employed 62-year-old if National wins the election? Plus:Readers’ views on KiwiSaver.

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NZ Herald 10 May 2008

Q&As: Grandma will help grandson more by opening her own KiwiSaver account and giving him the savings; Ultraconservative KiwiSaver funds are as safe as bank accounts, and bring much higher returns; Is lack of self control more prevalent now than in the past?; Government bonds have their place for the ordinary investor.

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NZ Herald 26 April 2008

Q&As: KiwiSaver the last straw for employer of “whinging, incompetent” New Zealanders; Reserve Bank offers some reassurance for reader worried that NZ banks could be caught up in their foreign parent’s woes…; …But if you’re still worried, consider the safest investments of all, government securities.

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NZ Herald 19 April 2008

Q&As: Monkey story a great yarn, but it’s not about the share market; Reader’s concerns about banks’ exposure to foreign exchange risk are unfounded; 61-year-old should think hard before selling her house and enjoying some of the proceeds; Man about to retire can still get plenty from KiwiSaver.

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NZ Herald 12 April 2008

Q&As: 3 Q&As on whether New Zealand banks are safe, whether it’s best to spread your money around several banks, and bank credit ratings; Should entrepreneurial types stay out of KiwiSaver?

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NZ Herald 24 November 2007

Q&As: Eggs in baskets don’t really apply to term deposits, but there’s another way to diversify; Taxing options if you take flatmates in to help you pay the mortgage; 2 Q&As on how to make the most of KiwiSaver if you are in and out of the work force.

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NZ Herald 1 September 2007

Q&As: How the typical KiwiSaver investment fund differs from a finance company; Would it work for the government to sign a contract that it wouldn’t change KiwiSaver over the years? Also: More winning entries for the KiwiSaver book.

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NZ Herald 24 March 2007

Q&As: Should we blame the banks for soaring house prices?; 2 Q&As on the new fair dividend rate tax on non-Australasian shares — the threshold, and trying to get around the rules; 2 Q&As on home equity release — lifetime interest rates and break fees if you change your mind.

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Holm Truths Spring 06

Mortgage moves: How you can make the big loans work better for you. Also in this issue: From the mailbox — Is it a good idea to increase your mortgage and invest the money elsewhere?

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