NZ Herald 26 November 2005
Q&As: Woman in Australian shouldn’t sell her house here; Is the house price boom like the great tulip bulb bubble?; Couple disagree over rental property v shares.
Q&As: Woman in Australian shouldn’t sell her house here; Is the house price boom like the great tulip bulb bubble?; Couple disagree over rental property v shares.
Kids, cash and cards: Help your children learn about money. Also in this issue: From the Mailbox — Saving for the children’s future.
Moving the goalposts: Working part-time in retirement makes a huge difference to how much you need to save. Also in this issue: From the Mailbox — Is home ownership so great?
Q&As: Where should a 13-year-old put his regular savings?; Extra repayments on a fixed mortgage.
Gearing can boost returns, but also risk. Gearing — which happens when you borrow to invest — comes at a price. And I’m not only talking about interest. While gearing makes a good investment better, it also makes a bad investment worse. People who gear boost their risk.
Rentals not necessarily as good as they seem. Rental property is sometimes an excellent investment. There, I’ve said it, for all those who reckon I’m anti-rentals! Often, though, rentals are not quite as good as people think — and not just because the tax breaks are over-rated, as I said in my last column.
Research shows how to invest in shares. Pictures may speak louder than words, but numbers speak loudly too at times. Some recent research shows, numerically, why it makes sense to: Stick with share investments when they lose value; Invest in both New Zealand and international shares.
Scattering the seeds: By diversifying, you reduce risk but not returns. Also in this issue: From the Mailbox — Some people over-save for retirement.