RNZ Radio 8 February 2024
Update on ethical investing:
– Ethical investing is increasing in NZ
– But there’s still a way to go, says Mindful Money
– Impact investing also increasing
– Returns on ethical shares versus “sin stocks”
RNZ Radio 25 January 2024
Which bank for your term deposits? — we look at rates and riskiness
– Who pays highest interest over time?
– Chances of a bank failing
– What happens now if a bank fails?
– Deposit guarantee coming next year
RNZ Radio 21 December 2023
Biggest personal finance story of 2023: High interest rates
– Mortgage rates too high? What you can do about it
– Term deposit rates high. Shop around.
– Effect on house prices
– How bank profits are affected.
– Conclusion: winners and losers swap places
RNZ Radio 7 December 2023
Repaying debt — student loans, mortgages and high-interest loans — what to do when
– Watch spending over Christmas and holidays
– What is wealth — and why it’s like a tank of water?
– Water into tank (savings) versus water out (interest on debt)
– Applied to high-interest debt, mortgages and student loans
Plus:
– Follow-up to last time. Simplicity improves its rating
RNZ Radio 23 November 2023
Which KiwiSaver providers offer the best service? What might you be missing out on?
Which providers:
– Check if you contributed enough to get government max?
– Support members in market downturns?
– Let you be in more than one fund — and when that matters?
– Do best and worst over all
Where to get more info on this
RNZ Radio 9 November 2023
Investing in overseas shares is for everyone
– Why investing in NZ shares only is not wise
– Why go with the whole world, not individual countries
– Easiest way to invest internationally
– Ways to reduce risk
– Disloyal to NZ?
RNZ Radio 26 October 2023
We’re getting smarter with our KiwiSaver choices
Total funds nearly $100 billion — although dropped in 2022
4 good trends:
– More in growth funds
– More choice for investors
– Fees falling
– Good international investing
Correction about how long it takes employee contributions to reach providers
RNZ Radio 12 October 2023
Ignoring the markets is good! Keep investing at the same pace regardless.
– Taxi driver’s story
– Research — regular investors do better
– What is dollar cost averaging, and why does it work?
– Applying it to KiwiSaver, other funds, shares, foreign exchange, lump sum investing, when moving risk levels
– Other advantages
RNZ Radio 28 September 2023
How to boost your saving
– Open separate account
– Set a goal
– Pay yourself first
– Start small
– Play mind games
– When expenses or taxes decrease…
– Inheritances and wins
– The pay rise promise
RNZ Radio 14 September 2023
How much insurance should we have?
– Email from listener: Do we have too much insurance?
– Attitudes to insurance
– Types of insurance
– Keeping insurance costs down