RNZ Radio 2 April 2026
Stick with US shares?
– US ETFs and other US share investments — how have they done?
– Pick another country instead?
– The answer — go global, or reduce risk level
– How to make the move
RNZ Radio 19 March 2026
2 KiwiSaver changes from April 1 — how to make the most of them, especially for teens
– Employee and employer contributions rise from 3 to 3.5%
– You can get a temporary hold on this
– Employer contributions start for 16 and 17-year-olds
– How to help teens get KiwiSaver head start
RNZ Radio 5 March 2026
Investing in individual shares — and why I don’t!
– How you can invest
– 4 reasons not to invest in individual shares — versus share funds
– One exception
– But if you still want to … 4 rules
RNZ Radio 19 February 2026
How to pick the best KiwiSaver fund for you
4 steps: (Also applies to non-KiwiSaver funds)
1. Most important: Work out your risk level
2. Choose a fund at your risk level — including why you should largely ignore past returns
3. Other info on Smart Investor
4. Check the ethics of funds
RNZ Radio 5 February 2026
Is gold a good investment? And silver and bitcoin?
– Recently all down lots. Why?
– Gold compared with shares long term — not good
– Can be good diversification — but in a small way
RNZ Radio 18 December 2025
Which is better – paying down the mortgage or investing?
– Questions from listeners on this
– Also a question on whether you can make faster repayments on a fixed term mortgage
RNZ Radio 4 December 2025
Good news on mortgages — not just rate cuts
– Official cash rate dropped again — and floating mortgage rate.
– Fewer people behind on mortgage payments
– Many people not reducing their payments, but using extra to pay down the loan. Makes a huge difference to total interest and how long the loan runs.
RNZ Radio 20 November 2025
2 unhappy listeners: on home ownership v renting, and active v passive fund managers
– Email from woman with mortgage-free house challenging my statement about renting being cheaper than home ownership
– Text from man challenging what I say about active fund management
RNZ Radio 6 November 2025
My top 10 money tips — Part 2
– Diversify mortgage types and terms
– Ladder term deposits
– Don’t time markets — despite current trends. Keep drip feeding in KiwiSaver and elsewhere
– Don’t have to own a home to do well financially.
– Get set up and stay put: kill debt, have emergency fund, right investments for you.
RNZ Radio 23 October 2025
My top ten money tips — Part 1
– Be in KiwiSaver — get the free money
– Get the right risk level — most important
– Don’t assume success will continue
– Diversify within one type of asset: shares, bonds
– Diversify over different assets
– Plus some listener questions