NZ Herald 15 April 2023
25th anniversary of this column!
– Reflections on what we’ve looked at over the years
– Readers’ stories about how the column has helped them
NZ Herald 8 April 2023
Q&As:
– Pros and cons of employee share ownership schemes
– Mortgage interest lower than 80s, but …
– Ask your bank for higher interest on term deposits
– Laddering term deposits when drip feeding in
– A reader, columnist and subeditor all got it wrong!
– Over the years — a request for letters
NZ Herald 1 April 2023
Q&As:
– KiwiSaver “sidecar” emergency account would work well
– Even Buffett likes index funds
– Longer-term deposits usually pay more, despite current rates
– One reader wants all short-term deposits…
– … While another wants all long-term ones
– Correction
NZ Herald 25 March 2023
Q&As:
– Reader’s idea not the best way to get into shares
– KiwiSaver provider’s advice not the best
– How banks could also benefit from laddered term deposits
– Laddering over several banks? Why not!
– How to ladder a mortgage
NZ Herald 18 March 2023
Q&As:
– Equity in your house is not “dead” money
– How US bank got caught out with government bonds
– Safety of NZ bank deposits if the bank fails
– 3 readers respond to last week’s condescending letter about laddering
NZ Herald 11 March 2023
Q&A:
– Why 2022 was a rare bad year for KiwiSaver
– Reader misses the point about laddering term deposits
– Some sympathy for banks over credit card payments
– Tax and international shares — not the most important factor
NZ Herald 4 March 2023
Q&As:
– Australian share market moves like ours, despite industry differences
– One way to deal with Aussie shares if your partner dies…
– … And another
– Banks should teach their staff about laddering
– Is bank over-protective about credit cards?
NZ Herald 25 February 2023
Q&As:
– You don’t need to own a home to do well financially
– Get rid of Aussie shares says widower
– Reconsider insurance needs as your situation changes
– When switching KiwiSaver providers works best
NZ Herald 18 February 2023
Q&As:
– Share funds tend to perform better than DIY share investments
– Reader, 64, should keep working if that’s what it takes to keep her home
– A simple way to explain laddering term deposits to the bank
NZ Herald 11 February 2023
Q&As:
– Many ways to boost retirement savings in 10 years…
– … Also be in KiwiSaver, and consider reverse mortgage
– KiwiSaver government contribution when overseas
– No thank you to this unbelievable offer
– Bank changes coming soon — and one that’s not