NZ Herald 22 March 2008
Q&As: A landlord can’t understand why others dislike landlords; 4 Q&As on tax and rental properties, including comments on the role of politicians.
Q&As: A landlord can’t understand why others dislike landlords; 4 Q&As on tax and rental properties, including comments on the role of politicians.
Q&As: Two readers sound off about ring fencing rental property tax losses, and a third puts it all in historical perspective; Another reader worries about the difficulties of making tax payments online.
Q&As: A landlord’s threats are perhaps a little hasty — but he has a point; A KiwiSaver misunderstands the ups and downs of the market; Are property shares a good option for young man saving to buy his first home?
Q&As: Five Q&As about employers contributing extra to KiwiSaver, at no cost to them: An employee can take advantage of this in more than one job; Employers are reimbursed for voluntary as well as compulsory contributions; Why even mean employers might go along with it; Employers can contribute any amount; How salary sacrifice works, and how higher employer contributions can boost it.
Q&As: A middle-of-nowhere section might not be the best choice for a 25-year-old’s savings while he studies; Have delays in processing KiwiSaver contributions hurt savers in the recent tumultuous markets?; How to top up your KiwiSaver contributions so you get the full tax credit.
Q&As: Bonus money in KiwiSaver for most employees — if they can get their bosses to play along; When you need to top up your KiwiSaver contributions to $1043, to get the full tax credit.
Q&As: Calculator tells reader to stop saving and live it up a bit; Reader who finds KiwiSaver nauseating has a scary list of things that could go wrong…; …But another one applauds KiwiSaver, while sitting on the home ownership sidelines.
Q&As: Does the share price slump disprove standard investment advice? And should advisers make economic forecasts?; KiwiSaver member is doing superbly despite the slump — as are all other members; A reader objects to the idea that KiwiSaver is a gift from the government.
3 Q&As about recent negative Herald articles about KiwiSaver returns in the early months — and why they are misleading. We also discuss how KiwiSaver membership forecasts are made — with an apology to Michael Cullen and Peter Dunne — and how repaying a mortgage fast is a type of saving.
Q&As: Courses and grants help beneficiaries set up their own businesses; Big earner is wrong to think KiwiSaver is not for him; Why KiwiSaver money sits around at Inland Revenue for several weeks — although at least it earns interest.