NZ Herald 12 July 2008
Article and then two Q&As about the Government’s proposed changes to prevent employers from paying less to KiwiSaver employees than to other employees.
Article and then two Q&As about the Government’s proposed changes to prevent employers from paying less to KiwiSaver employees than to other employees.
Q&As: Average Joe Bloggs, sick of the rich and poor ripping off the system, seeks tax breaks; “Fair Go” television show overlooked three important points when criticising KiwiSaver for children.
Q&As: Why older people get a better deal from KiwiSaver, but younger people should nevertheless still join; Do interest-only mortgages qualify for mortgage diversion?
Q&As: 2 Q&As on whether homeowners should sell and be renters for a while, to cash in on falling house prices?; Should 62-year-old buy a rental property or join KiwiSaver?
Q&As: KiwiSaver naysayer is the one who is “light on fact”; Self-employed KiwiSaver must contribute 4 per cent of pay when he takes a job — but he won’t starve; Inland Revenue “clarifies and expands” its position on mortgage interest deductions after a family home is rented out.
Q&As: Many KiwiSavers double the money they put in the scheme, and some triple or even quadruple it; Act now to make sure you get the full KiwiSaver tax credit.
Q&As: 2 Q&As on how the self-employed can make the most of KiwiSaver; More to come on tax deductibility of mortgage interest when you rent out your former home.
Q&As: Far from being “devalued”, bank term deposits are a good deal these days; Don’t bail out of funds that include shares, despite forecasts of lower long-term returns; No, last week’s comment on the non-deductibility of mortgage interest wasn’t wrong — 2 Q&As; Another option for last week’s correspondent is house-sitting.
Q&As: 61-year-old struggling to pay off mortgage considers renting out her house and becoming a tenant elsewhere; Self-employed man wants to get back “over payment” into KiwiSaver.
Q&As: Grandma will help grandson more by opening her own KiwiSaver account and giving him the savings; Ultraconservative KiwiSaver funds are as safe as bank accounts, and bring much higher returns; Is lack of self control more prevalent now than in the past?; Government bonds have their place for the ordinary investor.