Q&As: A reader likes property because he has more control than over shares; Another reader prefers property for 7 reasons; How to calculate your return if your KiwiSaver — or other investment — has doubled; Now’s the time to add to KiwiSaver to maximize your tax credit.
Q&As: Easier to borrow to invest in property than shares, but that’s not always a plus; Tax on international shares is different, but not necessarily worse; Anti-KiwiSaver reader gives me all the more reason to write about KiwiSaver.
Q&As: When are capital gains taxed?; Should separated father’s income count when applying for a student allowance?; Too much in this column on KiwiSaver?; The government’s thinking on income in family trusts.
Q&As: Does rental property have tax advantages over shares?; What happens if somebody wrongfully gets KiwiSaver tax credits while living overseas; Does it work to set up a family trust so your kids can get student allowances?
Q&As: Which is riskier, moving to a posher suburb now or waiting?; Retired man’s preference for shares may be riskier than he realizes; You can’t cash in KiwiSaver to buy Mighty River Power shares.
Q&As: Steer clear of foreign exchange trading; Pensioner should also steer clear of finance companies offering high interest; How you can avoid partial assets sales shares in KiwiSaver; Not saying “I told you so” about investing in gold; Buying a home still a good idea for couple in late 40s.
Q&As: Two readers warn about trying to control children’s inheritances; Do adult children expect an inheritance these days?; A bit of confusion over KiwiSaver and tax; Two readers’ ideas on rethinking student loans.
Q&As: Are Mighty River Power shares a sure thing?; Is it good to get the kids into Mighty River Power?; What to do when a trustee brother gets all the power.
Q&As: You can be regarded as being in a de facto relationship even if you don’t live together; Accountant gives bad advice on joining KiwiSaver; Paying extra off the mortgage versus saving outside KiwiSaver; 2 Q&As about young man who is NZ tax resident but still pays interest on his student loan; Reader’s student loan idea might work — depending on family dynamics.
Q&As: 2 readers tell of struggles for overseas students repaying student loans; Another reader explains why he let his student children run up loans and then helped to repay them; Confusion over changes to KiwiSaver employer contributions; Will a pre-nuptial agreement do the trick?; Can a parent draw up a Section 21 agreement for their adult child?