NZ Herald Q&A Column

NZ Herald 17 February 2024

Q&As:
– How should terminal cancer patient handle her money?
– Tax ideas:
   – Tax-free amount for low earners?
   – Get rid of cash?
   – Use GST only?
   – Don’t forget brightline test
– Yes, you have plenty to retire on…
– … Superannuitant gets along fine on just NZ Super

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NZ Herald 10 February 2024

Q&As:
– Rental is draining couple’s money. Should they sell?
– A reader and I disagree over tax
– Paying tax “buys civilization”
– What about the kids in the lolly shop?
– More info on how much you can spend in retirement
– 6 Q&As about people discovering unclaimed money

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NZ Herald 3 February 2024

Q&As:
– Pay your fair share, tax dodgers!
– Money in shares can disappear
– No ripoff at the start of NZ’s decimal currency
– Rules of thumb on spending in retirement …
– … What about the big expenses?
– Did anyone find treasure?
Plus:
– Please keep your letters short

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NZ Herald 27 January 2024

Q&As:
– Is $4 million enough to retire on?
– Bank shares not the investment they were — but do banks need a break?
– Share investor has “No time for fund managers”
– Let teens make investment mistakes
– Insurance rip-off looks likely

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NZ Herald 23 December 2023

Q&As:
– Couple in their 90s find “hidden treasure”
– First home at 23, with no family help
– How to get 14-year-old into shares
– “Never give up — and know about the family finances”
– Couple very happy on $80,000 income
– How I did the maths last week

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NZ Herald 16 December 2023

Q&As:
– Do fund managers “do nothing but take fees”?
– A good alternative to KiwiSaver hardship withdrawals
– Switching to a cheaper rental property has its pluses
– Control inflation by raising KiwiSaver contributions?

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NZ Herald 9 December 2023

Q&As:
– Laddering savings while studying for a new career
– Dodging the rental property bright-line test
– Using KiwiSaver money to buy a UK house
– Go for the pension scheme with the employer contributions
– No need to close KiwiSaver when living overseas
– Are your contributions included in your KiwiSaver return?

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NZ Herald 2 December 2023

Q&As:
– Are NZ houses unnecessarily big – and therefore more expensive?
– Could we just halve all house prices?
– Unfair to compare KiwiSaver and NZ Super Fund, but still …
– A property purchase that went brilliantly
Plus:
– Meaningful Christmas gifts

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NZ Herald 25 November 2023

Q&As:
– Get rid of the rental and get on with enjoying life!
– Reader gets it upside down on KiwiSaver fees
– When it’s good to be in more than one KiwiSaver fund
– Rental property not all that “safe(ish)”
– Shares are a great alternative to property

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NZ Herald 18 November 2023

Q&As:
– Tips for a 26-year-old on how saving for a home
– A 50% house price drop? 30% has happened
– Changes strengthen landlord argument
– Tough gifting rules for elderly care subsidy
– One way around the care subsidy rules?
– Divorce not the answer unless real

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