Q&As: Many reasons why a winning active share fund won’t stay on top; Why do husband and wife’s funds perform so differently?; Offset mortgages more vulnerable than revolving credit loans; No plans for 2 big banks to follow others with offset mortgages; Do employers deserve praise for contributing to KiwiSaver?; Update on proposal to raise NZ Super age.
Q&As: Couple should get into KiwiSaver, and changes proposed for the scheme; Could the growing popularity of index funds mess up markets?; My comments on Brian Gaynor’s column about index fund investing.
Q&As: More pros and cons of KiwiSaver versus other investments; Paying down mortgage very effective after tax; Offset or revolving credit mortgage might suit reader; Meaningful Christmas gifts.
Q&As: Better to put savings towards mortgage than emergency fund; How to weigh up KiwiSaver versus other saving; Reader not stuck with KiwiSaver provider, but costly to move; Reactions vary on discussion about which indexes to use.
Q&As: NZ tops the world — so it might be better to wait to buy a house; KiwiSaver tax credit still $521; Share fund not so great — especially if you check what it’s measured against.
Q&As: Risky to put all your money in a single share; Reader recommends book and website about index funds; NZ research on active v passive similar to elsewhere; My maths is called into question; A reader doesn’t like debate in column…; …But another reader is happy; KiwiSaver rules if you move overseas.
Q&As: In retirement planning, first work out how long you’re likely to live; Did angry reader actually read my last column?; Another columnist and I battle it out over active v passive funds; Sometimes leasehold property works out well.
Q&As: Why I won’t publish list of top-performing share funds; What happens to KiwiSaver at 65…; …but what if you’ve been in the scheme less than 5 years?; Bad news for travelling teacher about NZ Super eligibility.
Q&As: Should we be getting out of property and shares?; Leasehold property not always a bad idea, but…; KiwiSaver tax credit numbers not quite right.
Q&As: Like it or not, retiree didn’t directly contribute to NZ Super he now receives; Buying leasehold property is for high risk takers only; KiwiSaver first home withdrawal rules much less than grant rules; Dividends beat bank interest, but riskier.