NZ Herald 12 August 2017
Q&As: 47-year-old in strong position on house market sidelines; Tips from an expert on getting the best type of mortgage; Questions about KiwiSaver not dumb; Money Week coming up.
Q&As: 47-year-old in strong position on house market sidelines; Tips from an expert on getting the best type of mortgage; Questions about KiwiSaver not dumb; Money Week coming up.
Q&As: Easy rule of thumb on how much you’ll need in retirement; KiwiSaver solution for Downs syndrome son; Reader unsuccessful at opting out of KiwiSaver; Different types of fees-only financial advisers.
Q&As: Why term deposit returns now beat old returns above 10%; Is it OK if an employer makes employees pay their own KiwiSaver employer contributions?; Is it better to pay down the mortgage fast or be in KiwiSaver?; Might a fees-only financial adviser still accept commissions?
Q&As: Helpful Rule of 72, and which KiwiSaver return is most accurate?; Correction on KiwiSaver fee breaks for children; A good way to choose a financial adviser; Online event on women’s financial futures.
Q&As: Gift vouchers have their faults, but they’re not scams; How to find a financial adviser that doesn’t receive commissions; Why KiwiSaver returns on your own contributions are so high; KiwiSaver providers that don’t charge fees for under-18s; Winners of seminar tickets contest.
Results of survey on how readers have done in KiwiSaver — part 2: Type of fund; Staying risky; The switchers; Volatility; Children in KiwiSaver; To sum up.
Results of survey on how readers have done in KiwiSaver: Why do survey?; Differences in performance; Big numbers; Happy and unhappy readers.
Q&As: Some spend too much on fun, but some spend too little; What to do if employer won’t contribute to KiwiSaver; 2 readers ‘self-insure’ for health insurance; Reader glad he had check-up before dropping health insurance; Another way to keep down health insurance costs; How have you done in KiwiSaver?; Win a seminar ticket.
Q&As: Should retirees stop their health insurance?; 2 reasons why students should participate in KiwiSaver; My maths was OK!; Reader suggests doing a trial run on retirement budgeting; Retired couple doing fine on $600,000; More research needed on changing NZ Super age.
Q&As: Don’t miss KiwiSaver tax credits — and why kids do miss out; How to calculate tax credits for new KiwiSavers and those turning 18 or 65; Savings goal from adviser looks too high; Please email to say how well you’re doing in KiwiSaver.