NZ Herald Q&A Column

NZ Herald 20 August 2022

Q&As:
– A classic too-good-to-be-true offer
– KiwiSaver government contributions to some over 65s? No — let’s make it beneficiaries
– Mortgage paydown probably better than buying shares
– Let’s get this widow mortgage-free before retirement
– Reader unhappy with te reo in last week’s column

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NZ Herald 13 August 2022

Q&As:
– Financial mentors offer free help for everyone who is struggling
– A good reason to switch KiwiSaver fund
– Reader “aghast” at my “cherry picking” in fund comparison
– Why passive share funds won’t take over entirely
– Life insurance advice from one who knows

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NZ Herald 6 August 2022

Q&As:
– Young have too little life insurance; old have too much
– Reader challenges my comments about picking low-fee KiwiSaver fund…
– … While a documentary backs me up
– What about the workers in big Aussie-owned banks?
– Deposit insurance scheme attacked and defended

Plus:
– Money questions? Try this

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NZ Herald 30 July 2022

Q&As:
– Returns versus fees — which should you use to judge funds?
– Are banks safe? …
– … And should we favour NZ-owned banks?
– KiwiSaver can work well in retirement
– No, don’t try to time the markets!
– What to do after KiwiSaver drop

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NZ Herald 23 July 2022

Q&As:
– Proposed KiwiSaver change would help, not hurt, young Mums
– Changes to KiwiSaver savings suspensions seem to be working
– Rule of 72 tells how long for an investment to double, or what return it earned
– Getting clever with bank term deposits
– What to do when facing KiwiSaver loss

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NZ Herald 9 July 2022

Q&As:
– Which KiwiSaver fund switches are okay these days?
– Do funds charging higher fees perform better?
– A good way to cope with share market downturn
– How safe are investments in NZ-run funds?
– Should employers contribute to KiwiSaver, even when employees don’t?

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NZ Herald 2 July 2022

Q&As:
– When house seller can say “Take it or leave it” and when they can’t
– 3 correspondents on how long it will be before the share markets rally
– Mum with cancer questions her KiwiSaver withdrawal process
– Nice try, but this is not a way to get around KiwiSaver “total remuneration”
– Nothing new about currencies trying to avoid government regulation

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NZ Herald 25 June 2022

Q&As:
– A spoilt grandson? Set up a contest with him!
– When KiwiSaver government contribution is smaller
– Is it OK to move to higher-risk KiwiSaver fund?
– … How about to a lower-risk fund?
– Don’t stop contributing to KiwiSaver
– One reader does well with Bitcoin
– Buffett on Bitcoin
– Reader worries about others’ Bitcoin “investments”

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NZ Herald 18 June 2022

Q&As:
– Why lower fees for retired KiwiSaver wouldn’t work
– I decline a challenge on market timing
– One reason to use a real estate agent
– How to test if a company is a scam
– Reader “sucked in” more than he realises

Plus:
– Talk on Mistakes Investors Often Make

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