Q&As: How to weigh up contributing to KiwiSaver versus repaying your student loan, now that there’s a repayment bonus; Gold investors should take care about who is storing their bullion; How long should it take to process a KiwiSaver application?
Non-KiwiSavers’ reasons don’t stand up to scrutiny. Many New Zealanders who haven’t joined KiwiSavers are missing out on their fair share of the government booty because they misunderstand how it all works. Meanwhile, others in the scheme are not getting as much as they could out of it.
Q&As: What happens to your money when it seems to disappear for a few days in the bank?; Flexibility an issue when deciding how to go about repaying a mortgage quickly; Would gains on the sale of gold or silver be taxable?; The pros and cons of holding on to gold coin gifts.
Q&As: With extra to pay off a mortgage, should you add to principal repayments or shorten the term of the loan?; Graph of gold price history tells some interesting stories; Transferring money from UK to New Zealand to take advantage of higher interest rates here could be risky; Under what circumstances can Inland Revenue take money out of your KiwiSaver account?
Where did the finance company money go? A reader is trying to get his head around his finance company loss. “I’m wondering if you would please consider writing an article on how investment companies lose their money — actually our money — and what happens to the money,” he writes.
Q&As: Reader with money in UK asks what will happen to the UK:NZ exchange rate; 4 Q&As on whether it’s a good idea to invest in gold and silver.
Q&As: Can a reader foresee gold and silver prices, and foreign exchange rates? Time will tell; Eggs in baskets matter as much now as ever — plus the difference between active and passive fund management; Can you invest with more than one KiwiSaver provider?; KiwiSaver for New Zealand resident with overseas employer — plus how to choose a provider.
Prospering from booze, bets, bombs and butts. It won’t be everyone’s cup of tea — or perhaps I should say glass of scotch — but the performance of a US share fund called the Vice Fund suggests that investing in what other people shun can pay off.
Q&As: KiwiSaver is not guaranteed by the government — but that doesn’t mean you shouldn’t join; Is it wise to have your KiwiSaver account with your bank?; Banks said to be “stealing” KiwiSaver members from other providers; Does a reader who is speedily repaying her mortgage need a savings account?
Q&As: Bank securities not quite what a reader was hoping for; The closing of a KiwiSaver scheme hasn’t gone as smoothly as hoped, but it’s no big deal; First home buyers should invest conservatively in KiwiSaver — plus: a painless time to join KiwiSaver.