NZ Herald 11 June 2005
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
Q&As: Paying extra for using a credit card; Distortions when considering how good an investment your home is; First home buyers should probably wait.
Q&As: 2 on renting v home ownership — including the psychology of the choice; The professor who set last week’s question gives me a grade, and notes that house prices have fallen lots elsewhere.
How KiwiSaver will work for you. How you might react to the KiwiSaver programme in the recent budget depends on your circumstances. Under the programme, scheduled to start in April 2007, employed people, the self-employed or beneficiaries can contribute 4 or 8 per cent of their income to a saving fund.
Article and follow-up column from last week, on how interest is paid on term deposits, and how not to be ripped off.
The message in the foot and mouth threat. The “Invest offshore” message was loud and clear the other day, after the news broke that somebody may have released foot and mouth disease on Waiheke Island. By the time you read this, the claim may have been proven a hoax. Here’s hoping so. If that’s the case, take warning from it.
Front page article and Q&A on how interest is paid on term deposits and how to stop yourself from being ripped off.
Q&As: A letter to give a spouse who is mean with money; Where to get info on interest rates; Returns on share funds, and debt repayment.
Index funds still the best, despite tax changes. An ice cream is still delicious without the chocolate dip. The same goes for index share funds. Since they made an appearance in New Zealand in the late 1990s, these funds have had a tax advantage over the other type of share funds, called active funds. It seems likely that the tax advantage will be removed soon. But even if it goes, I still think index funds are best.
Q&As: How do bonds differ from term deposits?; Where to get info on interest rates.