Q&As: Best ways to play the KiwiSaver game if you are an employee with a mortgage; 2 readers argue — convincingly — with my comments last week on student loan repayment; Why a reader changed her attitude to repaying her children’s student loans.
Q&As: Students get a good deal by world standards, and shouldn’t dodge student loan repayments; How come the bonds in a balanced KiwiSaver fund report losses?; Winning the tax game if you have a home and a rental property; Where to get free budget advice.
How to join the new debt cutting trend. We’re all living through three “great transitions”, said the keynote speaker at a recent conference. One transition is from West to East — with the growing emphasis on China and India, another is from analog to digital, and the third is from debt to saving. Let’s look more at that third transition.
Q&As: Is it better to go for the most expensive house you can, or the cheapest?; Adult son in sheltered workshop should keep up with KiwiSaver; Slight risk of holding back on using student loan repayment bonus.
Q&As: No clear-cut answer on whether’s it’s better to slash debt or save for Christmas; The best way to make use of the student loan repayment bonus; Student loan holder living overseas is foolish to ignore his loan; What’s the point?
A big year for KiwiSaver. In the annals of KiwiSaver history, 2012 will be notable for two things. It will mark the start of a two-year shift away from government input and towards more employee and employer input, and it will be the first year in which members can withdraw their savings in retirement.
Men don’t have a monopoly on financial ability. New Zealand women are less confident about their finances than men, a recent survey suggests. Should they be?
Q&As: A reader’s 10 rules on property investment make good sense; 3 Q&As on the fairness of wealthier people using student loans; Was the word “renter” misused in last week’s column?; Research centre is looking into issues about overseas pensions and NZ Super.
Q&As: How to plan retirement savings if you don’t want to own a home; Family in last week’s column must have muddled their language a little; If you’ve lived in Australia, applying for NZ Super may not be straightforward.
Should KiwiSavers with mortgages keep contributing? This year’s changes to KiwiSaver make it debatable whether members with mortgages should keep contributing to the scheme.