Money Talk March 2020
Paying off your mortgage allows you to get stuck into some serious saving
You’ve paid off your mortgage. Yay! But what now?
RNZ Radio 26 March 2020
GETTING A KIWISAVER WOF — for people of all ages in KiwiSaver. Whether you’re worried about the market downturn or just want to use some spare time productively, now is a good time to check you’re doing as well as you can (you’re probably not!) in KiwiSaver.
NZ Herald 21 March 2020
Q&As:
– 2 readers ask whether this is a good time to buy a home
– Drip feed into an investment, but preferably not out again
– How COVID-19 affects KiwiSavers planning to withdraw to buy a first home
– 65-year-old in KiwiSaver should relax
– More on “blood in streets” quote
NZ Herald 14 March 2020
Q&As:
– How to replace a condescending financial adviser
– Okay, reader can time the market a little …
– … and what Baron Rothschild said about that
– Moving KiwiSaver money should have nothing to do with the economy
– Why drip feeding is best — it’s partly psychological
RNZ Radio 12 March 2020
What to do in KiwiSaver as share markets wobble:
– Best to do nothing — but learn about yourself and your investing
– What if you need your money soon?
– Listener letter: which shares to buy in this environment? And which to sell?
– Listener letter: Are KiwiSavers treated badly when it comes to moving funds?
NZ Herald 7 March 2020
Q&As:
– Is it wise to contribute extra to KiwiSaver when the markets are down?
– Should default KiwiSaver funds be forced to drop fossil fuel investments?
– The biggest plus with KiwiSaver
– The best way to invest in individual shares
– Reader’s share strategy: sell the dogs
NZ Herald 29 February 2020
Q&As:
– Why low fees — not high past returns — matter when choosing a KiwiSaver fund
– Put money in apartment or KiwiSaver fund?
– When to move between higher- and lower-risk KiwiSaver funds
– Should share investor sell top performers or bottom performers?
Money Talk February 2020
Bank term deposits might not earn much, but sometimes they’re the best option
They’re boring and they pay low interest. But bank term deposits are probably the best place to park money for a few months — or even a year or so. Anywhere else could be too risky…
RNZ Radio 27 February 2020
Active vs passive management of KiwiSaver and other funds
Why I disagree with result of recent debate on this:
– A bias in who took part?
– Passive funds will always be average — that’s fine
– Will the rise in passive management ruin the way the market works?
NZ Herald 22 February 2020
Q&As:
– Should an 18-year-old get a credit card?
– Money questions for 20-somethings
– How can last week’s FIRE fan make it work?
– Beneficiaries should get more, and non-beneficiaries should quit KiwiSaver — reader
– DIY investing in Australia not difficult, says reader