Q&As:
– How to invest as inflation increases
– Does my writing stand the test of time?
– KiwiSaver provider’s services could be better
– Reader has a good laugh about real estate commissions …
– … while another one defends agents
– When agents sell their own houses
Q&As:
– A lawyer stands his ground with real estate agents
– Agent says I “have it in for” his industry
– House insurance proved its worth for reader
– I stand behind bond funds for retirement money
– Did I give a reader ‘very bad advice’?
Listeners’ questions about anything financial:
– KiwiSaver v shares — or electric vehicle?
– KiwiSaver for people in 2 jobs
– Risk level for money soon to be withdrawn
– Pay down mortgage v investing
– How much do you need to retire?
– Using KiwiSaver in retirement
– KiwiSaver as you turn 65
– Alternatives to bank term deposits
Q&As:
– Is it wise for young investor to buy shares in favourite company?
– Why bond values can fall
– What’s going on in 3 KiwiSaver cash funds that hold bonds
– Real estate agency nearly halves commission rate
– Reader can cope without house insurance
Q&As:
– Better ideas on real estate agents’ commissions
– Reader does well with insurance complaint, not so well on contents cover
– Using insurance broker works well for some
– Is it wise to put all savings in KiwiSaver?
– KiwiSaver government contributions not for most over 65
Gender differences in handling money and investing
ASB info from customer transactions:
– Spending
– Money management
– Saving
– Retirement savings
– Knowledge
Other research:
– Risk
– Trading
– Scams
Messages for each gender
Q&As:
– Disliking government spending no excuse for tax dodging
– Is it wise to boost your mortgage to invest in KiwiSaver?
– Should KiwiSaver providers who get performance fees pay if they perform badly?
– NZ tops four house price measures
– When switching insurance company check on service as well as price
– Givealittle not a good substitute for house insurance
Plus:
– Don’t miss out on KiwiSaver money
Q&As:
– Don’t drop your house insurance!
– Reader has a go at tax avoiders and evaders
– Terminally ill mother of teens worries about their inheritance
– KiwiSaver performance fees now have to be justified
KiwiSaver for non-employees of all ages — plus new research on KiwiSaver fund switching during Covid downturn
Switching funds: Young switched more, and members of bank schemes
Non-employees:
– Aged 18 to 65: $1,042 BEFORE June 30; rules for first year and turning 18 or 65; best to drip feed.
– Over 65: Good place for retirement savings; problems withdrawing money?
– Under 18: savings habit and learning about investing; aim at first home ownership
Q&As:
– What should siblings under 23 do with inheritance?
– Does this reader still need trauma or life insurance?
– Skip strategies to “get rich” in share market …
– … and maths won’t help you
– Share markets don’t necessarily move with economies
– KiwiSaver when you turn 18 or 65
– Covid government subsidies are taxable